# Multiply

> Multiply is a Denver-based mortgage lender and broker that distributes home-purchase and refinancing services through employer benefits, direct clients and real estate agents. Its free-to-employers program pairs preferred rates with loan advisers and digital tools; the company earns commissions when mortgages originate.

- **Founded:** 2022
- **Headquarters:** Denver, United States
- **Founders:** Michael White (Co-founder and CEO), Gautam Gupta (Co-founder)
- **Products:** Home purchase mortgages, Mortgage refinancing, Employer homeownership benefit, Rate IQ, Mortgage calculator
- **Notable:** Raised $23.5 million in a Kleiner Perkins-led Series A in March 2025, bringing disclosed funding to $27 million., Reported 23 employer partners and nearly 100 financed homes after its pivot as of March 2025., Says its employer network now spans more than 1,200 employers and 220,000 employees.

## Products & services

- **Home purchase mortgages** — Mortgage origination and brokered lender comparison with a dedicated adviser, pre-approval and an online application.
- **Mortgage refinancing** — Refinance loans, rate monitoring and adviser support for existing homeowners.
- **Employer homeownership benefit** — A no-cost employer program offering eligible employees preferred rates, education, planning tools and one-on-one mortgage advice.
- **Rate IQ** — AI analysis of an uploaded loan estimate or rate quote, including rates, fees and terms.
- **Mortgage calculator** — Self-serve estimate of monthly mortgage payments.
- **Private-share liquidity product** — Original product that allowed eligible startup employees to obtain liquidity against private-company equity; existing accounts continue to be serviced.

## Achievements

- Raised $23.5 million in a Kleiner Perkins-led Series A in March 2025, bringing disclosed funding to $27 million.
- Reported 23 employer partners and nearly 100 financed homes after its pivot as of March 2025.
- Says its employer network now spans more than 1,200 employers and 220,000 employees.
- States that it serves clients in 47 states and Washington, DC through advisers and partners.

## Latest updates

- **2026-06** — Made Card announced a partnership extending homeowner rewards and benefits to Multiply borrowers after closing.
- **2026-03** — Multiply and Sequoia announced a partnership making the mortgage benefit available through Sequoia's PEO platform, with broader expansion planned.
- **2025-11** — Multiply announced expanded AI-enabled mortgage operations and claimed interest-rate discounts of up to one percentage point for eligible borrowers.
- **2025-03** — Kleiner Perkins led a $23.5 million Series A following the company's mortgage-benefit pivot.

## Links

- Website: https://www.multiplymortgage.com/
- LinkedIn: https://www.linkedin.com/company/withmultiply
- Twitter/X: https://twitter.com/withmultiply
- Facebook: https://www.facebook.com/MultiplyMortgages

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Profile page: https://yespress.io/multiply
Published by YesPress — https://yespress.io
Last updated: 2026-09-29