# MoneyLion

> MoneyLion is a US consumer finance platform owned by Gen Digital. Its app combines cash advances, banking through partner Pathward, credit building, investing, and third-party financial offers. Its Engine enterprise business supplies financial-product matching and marketplace distribution to other companies.

- **Founded:** 2013
- **Headquarters:** New York, United States
- **Founders:** Diwakar (Dee) Choubey (Co-founder; CEO through the public-company and acquisition period), Chee Mun Foong (Co-founder and founding CTO), Pratyush Tiwari (Co-founder; former CIO)
- **Products:** Instacash, MoneyLion Spend / RoarMoney, Credit Builder Plus, Managed Investing, MoneyLion One
- **Notable:** Founded in 2013 and listed on the NYSE in September 2021 through the Fusion combination; subsequently acquired by Gen in April 2025., Reported $545.9 million 2024 revenue, up 29%, and $9.1 million net income., Reported 20.4 million total customers at year-end 2024.

## Products & services

- **Instacash** — Income-based cash advances for eligible users. No interest or mandatory membership; free standard delivery to Spend, with optional paid expedited delivery and optional tips. Eligibility and limits vary.
- **MoneyLion Spend / RoarMoney** — Everyday banking account and debit card provided through Pathward, N.A.; MoneyLion itself is a financial technology company. RoarMoney is the earlier branding.
- **Credit Builder Plus** — $19.99 monthly membership with monitoring and eligibility for a credit-builder loan of up to $1,000; loan payments and APR are separate, and improvement is not guaranteed.
- **Managed Investing** — Automated ETF portfolios, recurring contributions, and roundups. Monthly account fees depend on balance; eligible MoneyLion One members receive an account-fee waiver. Fund expenses remain.
- **MoneyLion One** — Membership launched July 20, 2026 with eligible debit cashback, identity protection, savings benefits, and managed-investing account-fee waivers. $9.99 monthly or waived with at least $500 in qualifying direct deposits over the specified rolling 30 days.
- **Engine by Gen** — Embedded financial marketplace and matching infrastructure for institutions and distribution partners; developed from Even Financial, acquired in February 2022.
- **MALKA** — Content production studio acquired in 2021 to support audience engagement and financial content, alongside its external client work.

## Achievements

- Founded in 2013 and listed on the NYSE in September 2021 through the Fusion combination; subsequently acquired by Gen in April 2025.
- Reported $545.9 million 2024 revenue, up 29%, and $9.1 million net income.
- Reported 20.4 million total customers at year-end 2024.
- Expanded into embedded finance through Even and into content through MALKA.

## Latest updates

- **2026-07** — MoneyLion One launched July 20 with banking benefits, managed-investing account-fee waivers, and identity protection.
- **2026-04** — Gen announced the rollout of Engine financial intelligence into Microsoft products, including Copilot Discover feeds.
- **2025-11** — A federal court entered a stipulated CFPB resolution requiring $1.75 million in consumer redress.
- **2025-04** — Gen completed its acquisition April 17 for $82 per share cash, approximately $1 billion, plus conditional rights.

## Links

- Website: https://www.moneylion.com/
- LinkedIn: https://www.linkedin.com/company/moneylion/
- Twitter/X: https://twitter.com/moneylion/
- YouTube: https://www.youtube.com/moneylion/
- Instagram: https://www.instagram.com/moneylioninc/
- Facebook: https://www.facebook.com/moneylion/

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Profile page: https://yespress.io/moneylion
Published by YesPress — https://yespress.io
Last updated: 2026-10-24