# Mitsubishi HC Capital America

> Mitsubishi HC Capital America is a non-bank commercial finance company serving businesses, equipment vendors and dealers across the United States and, through Mitsubishi HC Capital Canada, Canada. Its services span equipment loans and leases, inventory financing, asset-based lending, technology channel financing and structured transactions. The company currently reports $7 billion in combined owned and managed US and Canadian assets and more than 64,000 customers.

- **Headquarters:** Norwalk, United States
- **Products:** Equipment leases and loans, Asset-based lending, Inventory financing, Vendor programs, As-a-Service financing
- **Notable:** Integrated three US group companies on April 1, 2023, with more than $7.5 billion in combined owned and managed assets at that time., Currently reports $7 billion in combined US and Canadian owned and managed assets, 64,000+ customers and 700+ employees across 13 offices., Closed 32 Structured Finance and Leasing transactions during the fiscal year ended March 31, 2026.

## Products & services

- **Equipment leases and loans** — Financing for business equipment, including transportation, industrial, construction, healthcare and technology assets.
- **Asset-based lending** — Working capital secured by eligible receivables, inventory and equipment; advertised financing starts at $1 million.
- **Inventory financing** — Floorplan financing for equipment manufacturers, distributors and dealers.
- **Vendor programs** — Financing programs offered through equipment sellers to their business customers.
- **As-a-Service financing** — Funding for subscription-based equipment, software and services; advertised amounts of $1 million to $25 million and terms of one to five-plus years.
- **Technology channel financing** — Working capital for technology resellers and solution providers with $10 million or more in revenue.
- **FMV leases** — Equipment leases with end-of-term options including purchase at fair market value, return, extension or upgrade.
- **TRAC lease financing** — Fixed-term financing for titled equipment, including commercial vehicles.
- **Project and structured financing** — Capital for projects and sponsor-backed businesses, including energy and digital infrastructure.
- **Capital markets** — Syndications and capital-market financing capabilities.
- **Senior secured cash flow loans** — Secured lending for business financing needs.

## Achievements

- Integrated three US group companies on April 1, 2023, with more than $7.5 billion in combined owned and managed assets at that time.
- Currently reports $7 billion in combined US and Canadian owned and managed assets, 64,000+ customers and 700+ employees across 13 offices.
- Closed 32 Structured Finance and Leasing transactions during the fiscal year ended March 31, 2026.
- Announced four co-lending transactions totaling $80 million in January 2026.

## Latest updates

- **2026-08** — Added Jeff Whitcomb, Brenden Reeves and Charles Andrews to its construction finance team.
- **2026-07** — Selected as a preferred lender for CMC North America, covering inventory, retail and rental financing in the US and Canada.
- **2026-06** — Reported 32 Structured Finance and Leasing transactions for the fiscal year ended March 31, 2026: 19 Sponsor Finance and 13 Project Finance deals.
- **2026-05** — Partnered with Vibrant Credit Union to offer consumer retail financing through eligible US inventory-finance dealers.
- **2026-02** — Announced US and Canadian dealer inventory financing agreement with LS Tractor.
- **2026-01** — Announced four co-lending transactions totaling $80 million, closed in November and December 2025.
- **2026-01** — Timothy B. Page became President and CEO effective January 1, succeeding Craig S. Weinewuth.

## Links

- Website: https://www.mhccna.com/en-us
- LinkedIn: https://www.linkedin.com/company/mitsubishi-hc-capital-america-inc/

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Last updated: 2026-10-25