# Mike Walters

> Mike Walters is the London-based co-founder and CEO of Form3, an account-to-account payments infrastructure company founded in 2016. Previously its chief product officer, he became CEO in October 2023 after earlier senior product roles at Barclays and Barclaycard. His public interests include woodworking, while his professional focus is resilient payment systems for banks and fintechs across the UK, Europe and the US.

- **Role:** Co-founder and Chief Executive Officer at Form3
- **Organizations:** Form3, Barclays Corporate Bank, Barclaycard Payment Acceptance
- **Education:** LLB, Law, University of Warwick, MA, Management, Nottingham University Business School
- **Known for:** Co-founded Form3 in 2016 and led its product function before becoming CEO., Held executive committee membership as Product Director at Barclaycard Payment Acceptance., Helped build a company processing over five billion transactions annually by February 2026.

## Career timeline

- **Before 2016** — Managed client relationship teams at Barclays; subsequently Head of UK Corporate Payments at Barclays Corporate Bank and Product Director at Barclaycard Payment Acceptance.
- **2016** — Co-founded Form3 as Chief Product Officer.
- **2023-10** — Became CEO; Michael Mueller moved to executive chair and Eimear O’Connor became CPO.
- **2026** — Led Form3 in its tenth anniversary year.

## Achievements

- Co-founded Form3 in 2016 and led its product function before becoming CEO.
- Held executive committee membership as Product Director at Barclaycard Payment Acceptance.
- Helped build a company processing over five billion transactions annually by February 2026.

## Latest updates

- **2026-07** — In a Financial IT interview following Money20/20 Europe, discussed cloud adoption, agentic commerce, stablecoins and tokenised deposits, and stated Form3 processed around 5.5 billion transactions annually.
- **2026-04** — Published a column about infrastructure readiness for UK Pay by Bank growth.
- **2026-03** — Appeared with Mark Fieldhouse in the first episode of Payments Cannot Fail.
- **2026-02** — Featured in FinTech Futures’ FinTech Founders video interview.

## Links

- LinkedIn: https://www.linkedin.com/in/mike-walters-2574b2a/

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Profile page: https://yespress.io/mike-walters
Published by YesPress — https://yespress.io
Last updated: 2026-10-21