# Micruity

> Micruity is a financial-technology infrastructure company building the data pipes that let lifetime-income products work inside everyday 401(k) plans. Its Advanced Routing System (MARS) acts as a secure central clearing house that connects insurers, asset managers, recordkeepers and plan sponsors, letting them communicate, verify and aggregate annuity data so retirement savings can be turned into a predictable monthly paycheck. Founded in 2017 by Trevor Gary and Chris Livadas, the company is headquartered in Toronto and raised an oversubscribed $20M Series A in December 2025.

- **Founded:** 2017
- **Headquarters:** Toronto, Ontario, Canada
- **Founders:** Trevor Gary (Co-Founder & CEO), Chris Livadas (Co-Founder & Head of Security, Compliance and Innovation)
- **Team size:** ~64-70 employees
- **Products:** MARS (Micruity Advanced Routing System), Plan & Participant Portability, Multi-Insurer Target Date Fund, Recordkeeper Integration Suite
- **Notable:** Named to the 2024 CB Insights Fintech 100, Integrates with 4 of the 5 largest US recordkeepers, Supports income solutions covering ~50% of the Target Date Fund market

## Products & services

- **MARS (Micruity Advanced Routing System)** — A secure central clearing house that communicates, verifies and aggregates annuity-related data between life insurers, asset managers, recordkeepers and plan sponsors through a single point of service.
- **Plan & Participant Portability** — Lets participants keep and move guaranteed-income positions as they change plans or jobs, reducing lock-in and administrative friction.
- **Multi-Insurer Target Date Fund** — Infrastructure that lets a single target date fund allocate across multiple insurers' income products, diversifying guarantees.
- **Recordkeeper Integration Suite** — APIs and data services that connect recordkeeping platforms to insurer income products with lower operational burden for plan sponsors.

## Achievements

- Named to the 2024 CB Insights Fintech 100
- Integrates with 4 of the 5 largest US recordkeepers
- Supports income solutions covering ~50% of the Target Date Fund market
- Doubled revenue and grew platform usage 17x year-over-year in 2025
- Raised an oversubscribed $20M Series A in December 2025 (total funding ~$27-34M)

## Latest updates

- **2025-12** — Raised an oversubscribed $20M Series A co-led by Rebalance Capital and Nationwide Ventures, with J.P. Morgan, TIAA Ventures, RGA, Guardian, Collab Capital and State Street participating.
- **2025-08** — Additional Series A capital close reported as platform usage and revenue accelerated.
- **2024-06** — MetLife expanded its collaboration with Micruity to widen access to retirement income solutions.
- **2024-01** — Named to the CB Insights Fintech 100 list of most innovative fintech startups.

## Links

- Website: https://micruity.com
- LinkedIn: https://www.linkedin.com/company/micruity
- Twitter/X: https://twitter.com/Micruity

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Profile page: https://yespress.io/micruity
Published by YesPress — https://yespress.io
Last updated: 2026-07-11