# Microwd Inversiones

> Microwd is a Madrid-based social fintech that lets ordinary people invest from as little as 50 euros into microloans for women entrepreneurs across Latin America. It pairs field agents on the ground in Nicaragua, Mexico, Peru and Costa Rica with an online platform where investors fund roughly $1,000, one-year loans at interest rates it says run well below the local microfinance market. The pitch is unusual for the space: not charity, but a for-profit business that claims both financial returns for investors and measurable social impact for borrowers.

- **Founded:** 2016
- **Headquarters:** Madrid, Spain
- **Founders:** Alejandro de Leon (Founder & President), Oriol Rius (CEO)
- **Team size:** 39-70+ employees across 4 countries
- **Products:** Impact investing platform, Microcredit origination, Microwd FICC / impact funds, MICROWDX
- **Notable:** Financed microloans for 11,000+ women entrepreneurs across Latin America, Reported customer satisfaction (NPS) of 96%, Lends at an average interest rate (~30%) that it says is less than half the local microfinance market (~75%)

## Products & services

- **Impact investing platform** — An online marketplace where individuals can invest from as little as 50 euros into vetted microloans for women-led businesses across Latin America, seeking both financial return and social impact.
- **Microcredit origination** — Field-agent-led origination and underwriting of roughly $1,000, one-year microloans with an average two-month grace period, at interest rates the company says are well below local market norms.
- **Microwd FICC / impact funds** — Regulated fund vehicles - including Microwd FICC and the Vall Banc Fons Women Microfinance FI - that channel institutional and retail capital into microloans for women entrepreneurs in Latin America.
- **MICROWDX** — An internal initiative/program under the Microwd umbrella focused on extending the platform's impact and operations.

## Achievements

- Financed microloans for 11,000+ women entrepreneurs across Latin America
- Reported customer satisfaction (NPS) of 96%
- Lends at an average interest rate (~30%) that it says is less than half the local microfinance market (~75%)
- Co-launched the first fund dedicated to financing women entrepreneurs in Latin America (Microwd FICC)
- Partnered with Vall Banc on a 3M euro impact fund targeting 40,000 jobs
- Manages 15M+ euros and projects ~18M euros in new financing for 2025-2026
- Reported outcomes: 65% of borrowers improved incomes, 51% increased savings (through Q4 2023)

## Latest updates

- **2023-07** — Latest reported seed funding round (~$840K), bringing total funding to roughly $1.4M.
- **2023-12** — Impact reporting through Q4 2023: 407 projects financed, 512 jobs generated, 65% of women improved incomes, 51% increased savings.
- **2025-01** — Company signals plans to multiply its microloans to Latin American women, projecting ~18M euros in new financing across 2025-2026 versus 15M+ managed.

## Links

- Website: https://microwd.es
- LinkedIn: https://www.linkedin.com/company/microwd
- Twitter/X: https://twitter.com/mi_crowd
- YouTube: https://www.youtube.com/channel/UChi-S5eLwyeP1vOkKIUlAXg
- Instagram: https://www.instagram.com/microwd_inv/
- Facebook: https://facebook.com/microwd

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Profile page: https://yespress.io/microwd-inversiones
Published by YesPress — https://yespress.io
Last updated: 2026-08-03