# Michelle Katics

> Michelle Katics is the co-founder and CEO of BankersLab and PortfolioQuest, SaaS simulation platforms she describes as flight simulators for bankers. After two decades inside the machinery of global finance - the Federal Reserve Bank of Chicago, the IMF, Fair Isaac (FICO), and Standard Chartered - she decided the best way to teach risk was to let people lose fake money first. Her platforms run synthetic loan portfolios with more than a trillion possible outcomes, training bankers in over 45 countries. A fixture of the Singapore and Southeast Asian fintech scene, she has been named to the Women in FinTech Power List and recognized by the Monetary Authority of Singapore.

- **Role:** Co-Founder and CEO at BankersLab and PortfolioQuest
- **Organizations:** BankersLab, PortfolioQuest
- **Nationality:** American
- **Education:** Economics / Mathematics, Background in economics and mathematics
- **Known for:** Co-founded and leads BankersLab and PortfolioQuest, used by banks and lenders in 45+ countries, Built the first mortgage credit scoring models for Fannie Mae at FICO, Built Standard Chartered's first IRB models and led its successful IRB waiver application

## Career timeline

- **1993** — At the International Monetary Fund, forecast a sovereign debt crisis
- **1994** — Co-authored a study on import competition and market power in the Journal of Industrial Economics
- **1990s** — At Fair Isaac (FICO), built the first mortgage credit scoring models for Fannie Mae
- **2000s** — At Standard Chartered Bank, built first IRB models and led a successful IRB waiver application
- **2002** — Relocated to Singapore, basing her work in Asia
- **2012** — Co-founded BankersLab, a simulation-based risk management training company
- **2014** — Selected as a Mentor for the Founder Institute
- **2016** — Demoed BankersLab at FinovateEurope; raised a $750K seed round
- **2017** — Named to Women in FinTech Power List; MAS FinTech Award Finalist; one of 52 Singapore FinTechnopreneurs
- **2019** — Contributed a chapter to The REGTECH Book (Wiley)

## Achievements

- Co-founded and leads BankersLab and PortfolioQuest, used by banks and lenders in 45+ countries
- Built the first mortgage credit scoring models for Fannie Mae at FICO
- Built Standard Chartered's first IRB models and led its successful IRB waiver application
- Forecast a sovereign debt crisis at the IMF in 1993
- Named to the Women in FinTech Power List 2017
- Monetary Authority of Singapore (MAS) 2017 FinTech Award Finalist
- Recognized as one of 52 FinTechnopreneurs for Singapore's 52nd birthday
- Founder Institute Mentor (2014)
- Contributing author to The REGTECH Book (Wiley, 2019)

## Latest updates

- **2021-12** — Appeared on the Industrial Talk podcast discussing powerful financial simulations and their benefits
- **2019-01** — Featured in the Spinnaker Sit-Down Q&A as a fintech thought leader

## Links

- Website: https://bankerslab.com
- LinkedIn: https://www.linkedin.com/in/michellekatics/
- Twitter/X: http://twitter.com/bankerslab
- Facebook: https://www.facebook.com/BankersLab

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Profile page: https://yespress.io/michelle-katics
Published by YesPress — https://yespress.io
Last updated: 2026-06-22