# MIAC

> MIAC is a financial technology and advisory company serving mortgage originators, servicers, investors and other financial institutions. Founded in 1989, it combines proprietary valuation and risk software with independent asset valuations, mortgage brokerage, due diligence and hedge advisory services.

- **Founded:** 1989
- **Headquarters:** New York, United States
- **Founders:** Bob Husted (Cofounder and Principal), Paul Van Valkenburg (Cofounder; identified as Principal in public company profiles)
- **Products:** MarketShield, DataRaptor, VeriFi, DR-Surveillance and DR-Automation, Vision
- **Notable:** Established in 1989 and marked 37 years in 2026., Developed more than 25 software products, according to its company history., Acquired Mortgage Delivery Specialists LLC in 2013.

## Products & services

- **MarketShield** — Secondary market analytics combining pipeline hedging, loan-level pricing, Spec Pool valuation and execution analysis.
- **DataRaptor** — Data normalization, auditing, encryption, automation and portfolio reporting; retains source data for an audit trail.
- **VeriFi** — Software supporting mortgage data auditing and due diligence review.
- **DR-Surveillance and DR-Automation** — Portfolio performance measurement and workflow automation tools.
- **Vision** — Valuation, cash flow analysis, behavioral modeling, stress testing and balance sheet scenario reporting.
- **CORE Behavioral Models** — Models prepayments and the frequency, timing and severity of credit losses under economic scenarios.
- **WinOAS** — Mortgage servicing rights valuation software.
- **AI BondAgent** — Converts offering documents into source-linked deal rules and reviewable securitization waterfall structures; launch date unverified.
- **MIAC Market Monitor** — Browser-based TBA trade price discovery with an API option, announced April 1, 2024.
- **Generic Servicing Assets** — Servicing price-discovery data informed by a monthly virtual auction across approximately 300 cohorts.
- **BuySide Trader and SellSide Trader** — Correspondent bid-tape pricing and comparison of investor, agency and MBS execution alternatives.
- **MOJO** — Pool optimization software that evaluates combinations for Spec Pool execution.
- **Independent valuations** — Loan-level fair value services for residential and commercial MSRs, whole loans and structured assets.
- **Brokerage, hedge advisory and delivery services** — Whole loan and MSR asset sales, pipeline and MSR hedge advisory, due diligence and mortgage delivery support.

## Achievements

- Established in 1989 and marked 37 years in 2026.
- Developed more than 25 software products, according to its company history.
- Acquired Mortgage Delivery Specialists LLC in 2013.
- Reports more than 300 valuation clients worldwide.
- Announced MIAC Market Monitor in April 2024 and Fannie Mae Mission Score integration in August 2024.

## Latest updates

- **2026-10** — October 23: announced a 32-loan scratch-and-dent whole loan offering with $14,140,174 in unpaid principal balance and an October 27 bid deadline. This is an offering, not a confirmed completed sale.
- **2026-10** — October 5: published commentary on recapture assumptions in MSR fair value; the piece distinguishes tentative accounting proposals from current GAAP.
- **2026-09** — Published its September MSR market update and analysis of GNMA extended term pools.
- **2026-03** — March 4: appointed Dawn Pieper as Director within the Secondary Solutions Group.

## Links

- Website: https://miacanalytics.com/
- LinkedIn: https://www.linkedin.com/company/miac/
- Twitter/X: https://x.com/MIACAnalytics

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Profile page: https://yespress.io/miac
Published by YesPress — https://yespress.io
Last updated: 2026-10-26