# Metallicus

> Metallicus is a San Francisco-based blockchain company building The Digital Banking Network (TDBN), a compliance-first infrastructure that connects traditional banks, credit unions, and fintechs to Web3. Founded in 2016 by Marshall Hayner and Glenn Mariën, the company is the core developer of Metal Blockchain - a Layer 0 protocol with Bank Secrecy Act compliance built in - and powers stablecoin pilots, digital identity, and crypto-banking products used by community financial institutions across the United States.

- **Founded:** 2016
- **Headquarters:** San Francisco, California, United States
- **Founders:** Marshall Hayner (Co-Founder & CEO), Glenn Mariën (Co-Founder & CTO)
- **Team size:** ~140 employees
- **Products:** Metal Blockchain, The Digital Banking Network (TDBN), Proton Blockchain, Metal Pay, WebAuth
- **Notable:** Built one of the earliest crypto-as-a-service stacks for regulated US financial institutions., Powered the first credit-union-issued stablecoin via St. Cloud Financial Credit Union., Founded by Marshall Hayner, a crypto pioneer since 2009 who built QuickCoin and sits on the Dogecoin Foundation board.

## Products & services

- **Metal Blockchain** — Layer 0 blockchain protocol with Bank Secrecy Act compliance built in; lets banks and fintechs spin up public or private ledgers.
- **The Digital Banking Network (TDBN)** — Open-source protocol with built-in digital identity and stablecoin support for compliant global transactions.
- **Proton Blockchain** — Layer 1 chain for decentralized applications and payments.
- **Metal Pay** — Custodial banking and crypto consumer app.
- **WebAuth** — Non-custodial wallet and authentication application available globally.
- **Metal X** — Decentralized exchange supporting multiple pairs, lending, and borrowing.
- **Metal Dollar (XMD)** — Risk-weighted stablecoin basket.
- **Stablecoin Pilot Program** — Controlled sandbox letting institutions test and deploy custom branded stablecoins.
- **Banking Innovation Program** — No-cost program giving credit unions a path to test blockchain-powered solutions.

## Achievements

- Built one of the earliest crypto-as-a-service stacks for regulated US financial institutions.
- Powered the first credit-union-issued stablecoin via St. Cloud Financial Credit Union.
- Founded by Marshall Hayner, a crypto pioneer since 2009 who built QuickCoin and sits on the Dogecoin Foundation board.
- Operates Metal Blockchain, a Layer 0 chain with BSA compliance integrated at the base layer.
- Grew to ~140 employees while staying focused on financial-institution customers.

## Latest updates

- **2025-11** — Strategic alliance with InvestiFi to bring stablecoin mint/burn/hold inside credit union and community bank apps.
- **2025-10** — Cornerstone League partnership opens the Stablecoin Pilot to its member credit unions.
- **2025-09** — St. Cloud Financial Credit Union announces Cloud Dollar (CLDUSD), the first credit-union-issued stablecoin.
- **2025-05** — GoWest Solutions partnership opens the Banking Innovation Program at no cost to member credit unions.

## Links

- Website: https://metallicus.com
- LinkedIn: https://www.linkedin.com/company/metallicus
- Twitter/X: https://twitter.com/metalpaysme
- GitHub: https://github.com/MetalBlockchain
- YouTube: https://www.youtube.com/@metallicus
- Facebook: https://facebook.com/metalpaysme

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Profile page: https://yespress.io/metallicus
Published by YesPress — https://yespress.io
Last updated: 2026-05-28