# Mesh

> Mesh is a San Francisco fintech building AI agents for accounting teams. Founded in 2025 by Erin Kim and Nandini Ramakrishnan - who together scaled Carta's fund accounting business from $20M to $100M in ARR - Mesh automates the slow, spreadsheet-heavy parts of the close: bank reconciliation, accruals, and journal entries. It pulls real-time signals from AP inboxes, Slack, Teams, and historical journals to draft audit-ready outputs and cut month-end close by several days, with a chat interface that lets founders ask questions about their financials in plain language. Mesh is backed by Y Combinator's Winter 2025 batch.

- **Founded:** 2025
- **Headquarters:** San Francisco, California, United States
- **Founders:** Erin Kim (Co-Founder, CEO & CFO), Nandini Ramakrishnan (Co-Founder & CTO)
- **Team size:** 3-8
- **Products:** AI Bank Reconciliation, Accrual Automation, AI Financial Chat / CFO-on-call
- **Notable:** Accepted into Y Combinator's Winter 2025 batch., Founders scaled Carta's fund accounting business from $20M to $100M in ARR before starting Mesh., Built an AI agent that reduces month-end close by 4+ days and automates ~90% of the accruals process.

## Products & services

- **AI Bank Reconciliation** — An AI agent that autonomously reconciles financial transactions daily, mapping a plug-and-play Chart of Accounts against bank transactions and completing in minutes work that traditionally takes accountants days.
- **Accrual Automation** — Captures real-time usage signals from AP inboxes, Slack, Teams and historical journals to automate roughly 90% of the accruals process and generate audit-ready, auditable outputs, cutting month-end close time by several days.
- **AI Financial Chat / CFO-on-call** — A natural-language interface that lets founders ask questions about cash flow, expenses and revenue in plain English and get immediate, actionable answers - available 24/7.

## Achievements

- Accepted into Y Combinator's Winter 2025 batch.
- Founders scaled Carta's fund accounting business from $20M to $100M in ARR before starting Mesh.
- Built an AI agent that reduces month-end close by 4+ days and automates ~90% of the accruals process.

## Latest updates

- **2025-02** — Featured in press as a YC-backed startup that automates bookkeeping and reconciliation within minutes.
- **2025-03** — Closed seed funding through Y Combinator's Winter 2025 batch.
- **2025** — Repositioned toward accrual automation for finance teams - 'eliminate accrual spreadsheets with auditable scripts' - with NetSuite integration.

## Links

- Website: https://usemesh.com
- LinkedIn: http://www.linkedin.com/company/usemesh

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Profile page: https://yespress.io/mesh-yc-w25
Published by YesPress — https://yespress.io
Last updated: 2026-07-30