# Mercury Insurance

> Mercury Insurance is the consumer-facing brand of Mercury General Corporation, a publicly traded property-and-casualty insurer founded in 1961 by George Joseph. Best known for personal auto coverage, it also sells homeowners, renters, condo, umbrella, commercial auto, commercial property and mechanical protection products in a limited set of U.S. states. Its distinguishing model combines centralized underwriting and claims expertise with a large independent-agent network, online quoting and digital tools such as the Mercury mobile app and MercuryGO telematics program.

- **Founded:** 1961
- **Headquarters:** Los Angeles, United States
- **Founders:** George Joseph (Founder and Chairman)
- **Team size:** Approximately 4,300 employees at December 31, 2025, plus about 80 employees at technology subsidiary Mercury Shanghai
- **Products:** Personal auto insurance, Homeowners insurance, Renters and condo insurance, Umbrella insurance, Business insurance
- **Notable:** Grew from six employees and 90 agents at the time of its first policy in 1962 to about 4,300 employees and 8,510 independent agents at the end of 2025., Established what Mercury describes as the insurance industry's first Special Investigations Unit dedicated to fighting fraud in 1978., Ranked as the eighth-largest private-passenger auto insurer in California and fifteenth-largest in the United States based on 2024 premiums.

## Products & services

- **Personal auto insurance** — Liability, comprehensive, collision, medical payments, personal injury protection, uninsured or underinsured motorist coverage and rental-car reimbursement, with availability varying by state.
- **Homeowners insurance** — Coverage for a home's structure, belongings, liability and eligible temporary living expenses after a covered loss.
- **Renters and condo insurance** — Property, liability and additional-living-expense protection adapted to tenants and condominium owners.
- **Umbrella insurance** — Additional personal liability protection above the limits of underlying policies.
- **Business insurance** — Commercial auto, business-owner and commercial property coverage aimed primarily at small businesses in selected states.
- **Mechanical Protection** — Coverage through American Mercury Insurance for eligible vehicle repairs after the manufacturer's warranty expires.
- **MercuryGO** — A voluntary, usage-based auto program that uses smartphone driving data to calculate a driving score and potential discount in participating states.
- **Digital policy and claims service** — Online quotes, claim reporting and tracking, payments, policy changes and digital insurance cards through web and mobile channels.

## Achievements

- Grew from six employees and 90 agents at the time of its first policy in 1962 to about 4,300 employees and 8,510 independent agents at the end of 2025.
- Established what Mercury describes as the insurance industry's first Special Investigations Unit dedicated to fighting fraud in 1978.
- Ranked as the eighth-largest private-passenger auto insurer in California and fifteenth-largest in the United States based on 2024 premiums.
- Reported $5.992 billion in 2025 total revenue and $5.983 billion in direct premiums written.
- All insurance subsidiaries carried an A (Excellent) financial-strength rating from AM Best as reported in the 2025 annual filing.
- Named Best Automobile Insurance Provider in the 2026 Newsweek Readers' Choice Awards.
- Named to Forbes' America's Best Midsize Employers list for six consecutive years through 2025.

## Latest updates

- **2026-06** — Mercury was named Best Automobile Insurance Provider in the Newsweek Readers' Choice Awards and highlighted additional consumer honors from Kiplinger and USA Today.
- **2026-05** — Mercury and Olympus Insurance launched a statewide Florida bundle through independent agents, offering eligible customers discounts on Mercury auto and Olympus homeowners policies.
- **2026-05** — Mercury General reported first-quarter net premiums earned of $1.452 billion, net income of $190.4 million and an 89.3% combined ratio.
- **2026-02** — The company reported 2025 total revenue of $5.992 billion, net premiums earned of $5.506 billion and a 96.3% combined ratio.
- **2025-12** — California regulators approved a homeowners rating plan incorporating catastrophe modeling and reinsurance costs, scheduled to take effect in July 2026.

## Links

- Website: https://www.mercuryinsurance.com/
- LinkedIn: https://www.linkedin.com/company/mercury-insurance
- Twitter/X: https://twitter.com/MercuryIns
- YouTube: https://www.youtube.com/user/MercuryInsurance
- Instagram: https://www.instagram.com/mercuryinsurance/
- Facebook: https://www.facebook.com/MercuryInsurance

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Published by YesPress — https://yespress.io
Last updated: 2026-08-12