# Mercury® Financial

> Mercury Financial is a U.S. consumer credit platform serving near-prime borrowers through bank-issued credit cards, account servicing and mobile credit-management tools. Formerly CreditShop, it became an Atlanticus subsidiary in September 2025. Its MERCURY word mark and related rights were sold separately in September 2026, with limited continued brand-use rights.

- **Founded:** 2013
- **Headquarters:** Austin, United States
- **Founders:** Daniel Duncan (Founder and former CEO of predecessor CreditShop), Warren Wilcox (Co-founder and former Chief Marketing Officer)
- **Products:** Mercury Mastercard, Mercury Rewards Visa, Mercury Cards app, Co-branded credit card programs
- **Notable:** CreditShop acquired a $1.6 billion Barclaycard card portfolio in March 2017., Launched the Mercury Mastercard in May 2018., The 2025 Atlanticus transaction added approximately $3.2 billion in gross card receivables and 1.3 million serviced accounts.

## Products & services

- **Mercury Mastercard** — Bank-issued unsecured consumer credit card introduced for middle-market borrowers, with FICO score access and reporting to major credit bureaus. Offer-specific fees and rewards apply.
- **Mercury Rewards Visa** — Announced in August 2022 as part of a multi-year Visa partnership, with cashback rewards, zero fraud liability and fraud protection; new applications were planned later that year.
- **Mercury Cards app** — Mobile account servicing, payment scheduling, split payments, Easy Pay automation, Smart Spot payment suggestions and FICO score monitoring.
- **Co-branded credit card programs** — Partner-branded card programs; the 2025 acquisition presentation counted four co-brand partnerships.

## Achievements

- CreditShop acquired a $1.6 billion Barclaycard card portfolio in March 2017.
- Launched the Mercury Mastercard in May 2018.
- The 2025 Atlanticus transaction added approximately $3.2 billion in gross card receivables and 1.3 million serviced accounts.

## Latest updates

- **2026-10** — October 6 SEC filing disclosed the September 30 sale of the MERCURY word mark and related rights for $27.5 million; receivables remained with Atlanticus. New-consumer solicitation rights continue for 12 months, followed by up to five additional years for legacy servicing and obligations.
- **2026-03** — Atlanticus reported Mercury contributed $309.0 million revenue and $6.2 million net income during the post-acquisition portion of 2025.
- **2025-09** — Atlanticus acquired Mercury Financial LLC. Later filings record approximately $166.5 million cash consideration plus contingent consideration; the announcement quoted approximately $162 million.

## Links

- Website: https://www.mercuryfinancial.com/
- LinkedIn: https://www.linkedin.com/company/mercuryfinancial-llc/
- Twitter/X: https://twitter.com/Mercury_Fin
- Instagram: https://www.instagram.com/mercuryfinancial_llc/
- Facebook: https://www.facebook.com/MercuryFinancialLLC

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Profile page: https://yespress.io/mercury-financial
Published by YesPress — https://yespress.io
Last updated: 2026-10-24