# MerchantE

> MerchantE, legally Merchant e-Solutions, Inc., provides payment acquiring, processing, gateway technology, and integration tools for merchants and software platforms. Founded in 1999, it combines front- and back-end payment capabilities with direct card-network connectivity. Opn acquired the business in November 2022; Fortis acquired its NetSuite payments division in July 2024.

- **Founded:** 1999
- **Headquarters:** Atlanta, United States
- **Founders:** Sharif Bayyari (Co-founder; founding President and CEO), Jim Aviles (Co-founder; former COO)
- **Products:** Payment processing and acquiring, Payment Gateway API, Hosted Payments, MerchantE Invoice, Developer APIs
- **Notable:** Operating since 1999, with proprietary front- and back-end processing and direct major-card-network connectivity., NetSuite payments integration dating to 2004, before the division’s 2024 sale., Described as a top-25 U.S. payment processor in the November 2022 acquisition announcement.

## Products & services

- **Payment processing and acquiring** — Front- and back-end processing, direct connectivity to major card networks, and online and in-person acceptance.
- **Payment Gateway API** — Integration tools for processing card payments in merchant and software applications.
- **Hosted Payments** — Hosted checkout pages and configurable payment experiences; documented in an October 2023 user guide.
- **MerchantE Invoice** — Launched in June 2021 to send electronic invoices and accept payment through a secure linked payment page. Product materials describe recurring billing, ACH and card payments.
- **Developer APIs** — The public portal lists account updater, split funding, batch, sub-merchant, reporting, and ACH APIs.
- **Multi-rail payment infrastructure** — The current product page describes a single integration across in-person and online channels, tokenization, invoicing, and multiple payment rails. It contains an unfinished product-name placeholder; no distinct product brand is asserted here.
- **NetSuite payments division (historical)** — Payments integrated with NetSuite since 2004; the division was acquired by Fortis in July 2024.

## Achievements

- Operating since 1999, with proprietary front- and back-end processing and direct major-card-network connectivity.
- NetSuite payments integration dating to 2004, before the division’s 2024 sale.
- Described as a top-25 U.S. payment processor in the November 2022 acquisition announcement.
- Public developer resources cover reporting, sub-merchant management, account updates, split funding, and ACH.

## Latest updates

- **2025-08** — The Delaware Court of Chancery dismissed the buyer’s fraud counterclaim against the seller and aiding-and-abetting claim against Integrum in litigation arising from the 2022 acquisition; this was a pleading-stage ruling, not a trial finding of misconduct.
- **2024-07** — Fortis announced acquisition of MerchantE’s NetSuite payments division on July 24.
- **2022-11** — Opn announced acquisition of MerchantE on November 15; the later court opinion records closing on November 10.

## Links

- Website: https://www.merchante.com/
- LinkedIn: https://www.linkedin.com/company/merchante/
- Twitter/X: https://twitter.com/merchantesolut
- Facebook: https://www.facebook.com/MerchantE-104062207963259/

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Profile page: https://yespress.io/merchante
Published by YesPress — https://yespress.io
Last updated: 2026-10-25