# Merchant Services

> Merchant Services is an Irvine, California payment-processing company founded in 1995, serving U.S. businesses with merchant accounts, card acceptance, payment hardware and support. Its documented expansion into mobile payments, working-capital referrals and consolidated American Express processing shows a strategy of bundling practical merchant services around the transaction.

- **Founded:** 1995
- **Headquarters:** Irvine, United States
- **Products:** Merchant accounts and card processing, Payment hardware and support, Electronic gift cards and check services, Virtual terminals and recurring billing, Mobile payment processing
- **Notable:** Company reported inclusion in the Inc. 5000 in 2009 and 2010., Company reported 54% three-year revenue growth in its August 2010 announcement., Company reported First Data’s 2008 President’s Award for Top New Clients in January 2009.

## Products & services

- **Merchant accounts and card processing** — Credit, debit and check-card acceptance with merchant support and reporting.
- **Payment hardware and support** — Payment terminals, hardware and software, advertised overnight equipment replacement and 24/7 multilingual customer service.
- **Electronic gift cards and check services** — Electronic gift cards, check conversion and check guarantee services listed on the company LinkedIn profile.
- **Virtual terminals and recurring billing** — Listed in the company profile on Craft; availability and terms require confirmation with the provider.
- **Mobile payment processing** — A June 2010 launch advertised compatibility with more than 500 mobile phones for field-service businesses and mobile sellers. Historical announcement.
- **Business Financial Services cash-advance program** — March 2010 partnership added access to working capital for inventory, equipment, expansion and other business needs. Historical announcement; this is merchant financing, not company funding.
- **Customer Data Watch** — June 2011 announcement described assistance coordinating data-breach reporting. Historical announcement.
- **Data Breach Coverage Program** — August 2011 announcement advertised coverage up to $100,000 per merchant account, subject to program terms. Historical announcement.
- **American Express OnePoint** — November 2012 announcement offered consolidated deposits, billing and customer service; American Express retained the acceptance contract and set merchant pricing. Historical announcement.

## Achievements

- Company reported inclusion in the Inc. 5000 in 2009 and 2010.
- Company reported 54% three-year revenue growth in its August 2010 announcement.
- Company reported First Data’s 2008 President’s Award for Top New Clients in January 2009.

## Latest updates

- **2017-10** — A federal court order addressed enforcement of the 2013 Merchant Services settlement and denied Universal Card’s motion to enjoin certain state-court counterclaims.
- **2013-12** — A December 20 court order records final approval of the Merchant Services defendants’ settlement on December 11, 2013.
- **2013-05** — Company release described an employee health and lifestyle expo.

## Links

- Website: https://www.merchantsvcs.com/
- LinkedIn: https://www.linkedin.com/company/merchant-services

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Profile page: https://yespress.io/merchant-services
Published by YesPress — https://yespress.io
Last updated: 2026-10-25