# Mega Capital Funding

> Mega Capital Funding is a Calabasas-based wholesale mortgage lender established in 1998. It serves mortgage brokers and correspondents with conventional, government, jumbo, non-QM and home-equity programs, supported by the MGenius loan portal and MGenie guideline assistant.

- **Founded:** 1998
- **Headquarters:** Calabasas, United States
- **Founders:** Brian Na (Founder and CEO (founder attribution: Crunchbase; CEO also identified by HousingWire in 2021))
- **Products:** Conventional and government mortgages, Jumbo mortgages, Non-QM alternative-documentation programs, DSCR investment-property loans, MGenius
- **Notable:** Named to Mortgage Professional America’s 2025 5-Star Wholesale Lenders list., Company reported surpassing $500 million in funded volume in October 2025; this is loan volume, not revenue or venture funding., Company states it serves broker and correspondent partners across 40+ states.

## Products & services

- **Conventional and government mortgages** — Conventional, FHA, VA and USDA residential lending programs offered through intermediaries.
- **Jumbo mortgages** — Residential financing outside standard conforming loan limits, subject to program guidelines.
- **Non-QM alternative-documentation programs** — Bank-statement, 1099, profit-and-loss, full-documentation and asset-utilization options. Specific limits vary by matrix.
- **DSCR investment-property loans** — Mortgage programs using rental-property cash flow to assess qualification rather than relying on personal income documentation.
- **MGenius** — Loan portal supporting pricing, application import, disclosures, document submission and pipeline tracking; company reports a 2025 launch.
- **MGenie** — Mortgage AI assistant for scenario, product and guideline questions; company reports introducing it in 2025.
- **Express HELOC and closed-end seconds** — Home-equity lending; the 2025 recap describes Express HELOC as requiring no appraisal, subject to eligibility.
- **Simple Elite Bank Statement** — October 2026 materials describe 12- or 24-month statements, up to $3 million and eligibility-dependent limits; two years of self-employment required.
- **MVP X** — Full Doc and 1099 options for eligible borrowers with seasoned credit events, with LTV and loan-size limits varying by seasoning.

## Achievements

- Named to Mortgage Professional America’s 2025 5-Star Wholesale Lenders list.
- Company reported surpassing $500 million in funded volume in October 2025; this is loan volume, not revenue or venture funding.
- Company states it serves broker and correspondent partners across 40+ states.

## Latest updates

- **2026-10** — October 14 post details MVP X credit-event seasoning options for Full Doc and 1099 borrowers.
- **2026-10** — October 13 post describes Simple Elite Bank Statement program and scenario-specific eligibility limits.
- **2026-10** — October 9 company case study reports an 18-day $600,000 XDSCR investment-property purchase at 40% LTV and 778 FICO.
- **2026-07** — July 28 post publishes a ten-point DSCR closing checklist.
- **2026-03** — March 26 posts provide DSCR and MGenie webinar material.

## Links

- Website: https://mcfunding.com/
- LinkedIn: https://www.linkedin.com/company/mega-capital-funding-inc/
- YouTube: https://www.youtube.com/@mcfunding
- Facebook: https://www.facebook.com/profile.php?id=61561909686076

---

Profile page: https://yespress.io/mega-capital-funding
Published by YesPress — https://yespress.io
Last updated: 2026-10-25