# Mbanq

> Mbanq supplies core banking software and managed financial operations to banks, credit unions, fintechs and brands. Its offering combines account infrastructure, payments, card issuing, compliance services and branded applications, helping clients launch and operate financial products without assembling every component themselves.

- **Founded:** 2016
- **Headquarters:** Naples, United States
- **Founders:** Vladimir Lounegov (Co-founder and CEO), Lars Rottweiler (Co-founder and CTO), Igor Kostyuchenok (Co-founder; SVP of Software Engineering)
- **Products:** Nebula, Mbanq Cloud, Eclipse, White-label mobile banking apps, Comet
- **Notable:** Reported profitability at its third anniversary in June 2019., Acquired online and mobile banking platform AgilityFour in July 2019; price undisclosed., Published a KentBank case study reporting migration of 15 years of history in 110 days.

## Products & services

- **Nebula** — Cloud-native core banking for regulated institutions, including account management, transactions, reporting and payment integrations.
- **Mbanq Cloud** — Banking-as-a-Service infrastructure with APIs, back-office tools, white-label applications, account services, payments and managed compliance workflows; bank-partner arrangements are required.
- **Eclipse** — Card issuing and lifecycle management for debit, prepaid and virtual cards, including controls, disputes and wallet support.
- **White-label mobile banking apps** — Customizable retail and corporate banking applications for web, Android and iOS, announced in August 2024.
- **Comet** — Launched in November 2024 as an AI-assisted digital loan origination platform with SMEApprove support; current positioning also includes financial-product automation and decision support.
- **Dispute Resolution-as-a-Service** — Managed card and payment dispute handling by fraud and risk specialists, announced in March 2022.
- **Credit Union-as-a-Service** — Technology and operational support for credit unions through Mbanq CUSO; a Temenos-powered offering was announced in October 2021.
- **Managed operational services** — Modular or fully managed compliance, onboarding, payments, reconciliation, lending operations, reporting, customer support and analytics.
- **Earned Wage Access** — Payroll-linked access to accrued earnings, with employer-defined rules and payroll reconciliation; legal characterization depends on structure and jurisdiction.
- **Financial Fan-Ecosystem** — White-label wallets, cards, rewards, commerce and engagement features for sports clubs, creators and brands, announced June 2025.

## Achievements

- Reported profitability at its third anniversary in June 2019.
- Acquired online and mobile banking platform AgilityFour in July 2019; price undisclosed.
- Published a KentBank case study reporting migration of 15 years of history in 110 days.
- Delivered technology and back-office functionality for Sagicor Bank Barbados’s 2023 launch.
- Reported that P2P launched two months ahead of schedule in February 2025.

## Latest updates

- **2026-10** — Announced core banking infrastructure for TekNsol’s program serving Le Levier’s network of more than 40 Haitian credit unions; national payments, mobile banking, international payments and cards described as later phases.
- **2026-07** — First Swiss private-bank investment in a loan participation note program with capacity up to US$100 million, supporting lending and Earned Wage Access.
- **2026-07** — Announced Mbanq Valley Parade naming partnership with Bradford City AFC and planned UK operating presence.

## Links

- Website: https://www.mbanq.com/
- LinkedIn: https://www.linkedin.com/company/mbanq/
- Twitter/X: https://twitter.com/mbanqcom
- GitHub: https://github.com/mbanq
- Facebook: https://www.facebook.com/Mbanq/

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Profile page: https://yespress.io/mbanq
Published by YesPress — https://yespress.io
Last updated: 2026-10-25