# Matt Harris

> Matt Harris is a Partner at Bain Capital Ventures and one of the most tenured fintech-focused venture investors in the world, with over 30 years dedicated exclusively to financial technology. Known for his 'Fintech: The Fourth Platform' thesis that predicted fintech would create $3.6 trillion in value, Harris backed breakout companies including OnDeck Capital (as first investor), Flywire, Justworks, and GoCardless. He serves on the Innovation Advisory Council of the Federal Reserve Bank of New York and ranks #3 on Institutional Investor's Fintech Finance 40.

- **Role:** Partner at Bain Capital Ventures
- **Organizations:** Bain Capital Ventures, Village Ventures (founder), Bain & Company (alumnus), Bain Capital (alumnus), Flywire (board), IEX Group (board), Endeavor (board), Partnership Fund for New York City (board), Williams College (trustee), Federal Reserve Bank of New York - Innovation Advisory Council, NYU Stern Fubon Center - Fintech Advisory Board
- **Nationality:** American
- **Education:** BA, Political Economy, Williams College
- **Known for:** Ranked #3 on Institutional Investor's Fintech Finance 40, 30+ years of continuous fintech-focused investing, First investor in OnDeck Capital (now public)

## Career timeline

- **pre-1995** — Consultant at Bain & Company
- **1995** — Joined Bain Capital private equity team
- **1997** — Founding Managing Director, The Berkshires Capital Investors (Williams College VC fund)
- **2000** — Founded Village Ventures, a pioneering fintech-focused VC with $175M+ AUM
- **2006** — First investor in OnDeck Capital (later went public)
- **2012** — Joined Bain Capital Ventures as Partner, leading fintech practice in New York
- **2015** — Led BCV investment in Flywire (joined board January 2015)
- **2019** — Published 'Fintech: The Fourth Platform' thesis on Forbes/Medium
- **2021** — Led BCV investment in GoCardless
- **2023** — Published 'State of Fintech 2023' annual report
- **2024** — Published 'Only Up From Here: 2024 State of Fintech and the Hero's Journey'
- **2025** — Keynoted 'Do The Work: AI Investing in 2025' at Newcomer's Breaking the Bank Summit

## Achievements

- Ranked #3 on Institutional Investor's Fintech Finance 40
- 30+ years of continuous fintech-focused investing
- First investor in OnDeck Capital (now public)
- Backed Flywire (IPO on Nasdaq, FLYW)
- Founded Village Ventures with $175M+ AUM
- Subject of Stanford GSB case study
- Member, Innovation Advisory Council, Federal Reserve Bank of New York
- Authored influential 'Fintech: The Fourth Platform' thesis predicting $3.6 trillion in value creation
- Trustee and Investment Committee member, Williams College
- Co-head of Non-Marketable Assets Committee, Williams College

## Latest updates

- **2025-05** — Keynoted 'Do The Work: AI Investing in 2025' at Newcomer's Breaking the Bank Summit in San Francisco
- **2024-01** — Published 'Only Up From Here: 2024 State of Fintech and the Hero's Journey' annual report framing fintech's recovery via Joseph Campbell's hero's journey
- **2023-01** — Published 'The State of Fintech in 2023' with prediction that 2021 VC levels won't return for a decade

## Links

- Website: https://baincapitalventures.com/team/matt-harris/
- LinkedIn: https://www.linkedin.com/in/mattcharris/
- Twitter/X: https://twitter.com/mattcharris

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Profile page: https://yespress.io/matthew-harris
Published by YesPress — https://yespress.io
Last updated: 2026-04-25