# Mastercard

> Mastercard is a global payments technology company that connects banks, merchants, governments, fintechs, businesses and consumers. It does not issue most cards or lend cardholders money; instead, its network authorizes, clears and settles payments while a growing portfolio of cybersecurity, identity, analytics, loyalty, open-finance and money-movement services helps customers manage commerce before, during and after a transaction.

- **Founded:** 1966
- **Headquarters:** Purchase, New York, United States
- **Founders:** Interbank Card Association member banks (Founding banking consortium)
- **Team size:** Approximately 39,800 employees globally at December 31, 2025, plus about 6,000 contingent workers
- **Products:** Mastercard payment network, Consumer, commercial and prepaid payment products, Mastercard Move, Mastercard Open Finance, Cybersecurity and fraud prevention
- **Notable:** Switched 175.5 billion transactions and supported $10.6 trillion in Mastercard-branded gross dollar volume in 2025., Generated $32.791 billion in 2025 net revenue, up 16% as reported from 2024., Value-added services and solutions revenue reached $13.315 billion in 2025, up 23% as reported.

## Products & services

- **Mastercard payment network** — Global infrastructure for authorization, clearing and settlement among issuers, acquirers, merchants and account holders across more than 150 currencies and 220-plus countries and territories.
- **Consumer, commercial and prepaid payment products** — Brand, standards and network capabilities used by financial institutions to offer credit, debit, prepaid and commercial payment programs.
- **Mastercard Move** — Money-movement capabilities for person-to-person, business and government payouts with reach to accounts, cards, wallets and cash-out locations.
- **Mastercard Open Finance** — Consent-based account connectivity, data enrichment, verification, payment risk and account-to-account payment tools for banks, fintechs and digital platforms.
- **Cybersecurity and fraud prevention** — Identity, authentication, fraud scoring, cyber-risk and threat-intelligence services, expanded through the 2024 acquisition of Recorded Future.
- **Insights, loyalty and customer engagement** — Data analytics, consulting, personalization, offers, loyalty management and marketing services built around commerce signals and expertise.
- **Mastercard Agent Pay** — A framework using registered agents, agentic tokens, consumer controls and transaction visibility to support payments initiated through AI systems.
- **Mastercard In Control and virtual cards** — Virtual card issuance, controls and embedded-payment capabilities for corporate procurement, travel, accounts payable and expense workflows.
- **Digital-asset and stablecoin capabilities** — Wallet enablement, crypto credentials, card acceptance, money movement and regulated stablecoin settlement across selected chains and markets.

## Achievements

- Switched 175.5 billion transactions and supported $10.6 trillion in Mastercard-branded gross dollar volume in 2025.
- Generated $32.791 billion in 2025 net revenue, up 16% as reported from 2024.
- Value-added services and solutions revenue reached $13.315 billion in 2025, up 23% as reported.
- Expanded network availability to more than 220 countries and territories and more than 150 currencies.
- Completed the $2.65 billion acquisition of Recorded Future in December 2024.
- Began domestic Mastercard transaction processing in China through its joint venture in 2024.
- Connected 1.06 billion people and 90 million micro, small and mid-sized enterprises to the digital economy by the end of 2025, exceeding stated inclusion goals.
- Mastercard said its AI-enabled SafetyNet solution had prevented $77 billion in fraud losses from 2020 through 2025.

## Latest updates

- **2026-07** — Expanded Mastercard In Control with new virtual-card controls, embedded payment connections and single-API access; Citi was named as the first issuer for the new controls.
- **2026-07** — Reported surpassing its inclusion targets by connecting 1.06 billion people and 90 million micro, small and mid-sized enterprises to the digital economy.
- **2026-06** — Announced Agent Pay for Machines for automated, high-frequency and machine-to-machine payments, with more than 30 early ecosystem supporters.
- **2026-06** — Announced expanded intraday, weekend, holiday and regulated-stablecoin settlement options for issuers and acquirers.
- **2026-03** — Agreed to acquire stablecoin infrastructure company BVNK for up to $1.8 billion, including contingent payments.
- **2026-03** — Santander and Mastercard completed a live end-to-end European payment executed by an AI agent.
- **2026-01** — Reported 2025 net revenue of $32.791 billion and value-added services growth of 23% as reported.

## Links

- Website: https://www.mastercard.com/
- LinkedIn: https://www.linkedin.com/company/mastercard/
- Twitter/X: https://x.com/Mastercard
- GitHub: https://github.com/Mastercard
- YouTube: https://www.youtube.com/@Mastercard
- Instagram: https://www.instagram.com/mastercard/
- Facebook: https://www.facebook.com/MasterCardUS

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Profile page: https://yespress.io/mastercard
Published by YesPress — https://yespress.io
Last updated: 2026-08-11