# Marwan Hachem

> Marwan Hachem is the Dubai-based Lebanese co-founder and Group CEO of YAP. His payments career at Accor Services and C3-Edenred preceded YAP’s March 2021 UAE launch with RAKBANK. The company announced $41 million in funding in July 2022, with regional expansion ambitions that subsequently encountered difficulties in Pakistan.

- **Role:** Founder & Group CEO at YAP
- **Organizations:** YAP, Accor Services / Edenred, C3-Edenred
- **Nationality:** Lebanese
- **Education:** Collège Notre-Dame de Jamhour, Sorbonne, Université Saint-Joseph
- **Known for:** Co-founded YAP with Anas Zaidan., YAP launched in the UAE in March 2021 through a RAKBANK partnership., YAP announced $41 million in funding in July 2022.

## Career timeline

- **2000-2006** — Worked at Accor Services in Lebanon, responsible for introducing Ticket Restaurant.
- **2006** — Moved from Beirut to Paris and continued at Accor Services.
- **2015** — Moved to the UAE; subsequently led C3-Edenred for Africa and the Middle East.
- **2017** — Attended the May 1 C3-RAKBANK partnership signing in Dubai as Edenred’s Africa and Middle East managing director.
- **2020** — Crunchbase dates his Founder & Group CEO role at YAP to January 2020.
- **2021** — YAP launched its UAE digital banking platform in March with RAKBANK.
- **2022** — YAP announced $41 million in funding in July; won Fintech of the Year at Abu Dhabi Finance Week in November.
- **2024** — January reporting described layoffs affecting almost all of YAP’s Pakistan team; the company had not responded to the publication’s questions.

## Achievements

- Co-founded YAP with Anas Zaidan.
- YAP launched in the UAE in March 2021 through a RAKBANK partnership.
- YAP announced $41 million in funding in July 2022.
- YAP won Fintech of the Year at Abu Dhabi Finance Week in November 2022.
- YAP received a Best User Experience award at DIGIBANK2022, which Hachem discussed publicly.

## Latest updates

- **2024-01** — Profit reported extensive layoffs in YAP’s Pakistan team and said the company had not responded to questions about its plans.
- **2023-01** — PwC published a Fintech Insights conversation about YAP’s customer experience, local integrations and team culture.

## Links

- LinkedIn: https://www.linkedin.com/in/marwan-hachem

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Profile page: https://yespress.io/marwan-hachem
Published by YesPress — https://yespress.io
Last updated: 2026-10-11