# M&T Bank

> M&T Bank is a Buffalo-based regional bank serving households, small businesses and commercial clients, principally in the eastern United States. It combines branches and digital banking with business lending, treasury services and the wealth and institutional capabilities of Wilmington Trust. Its growth through acquisitions makes preserving local customer relationships a central operating challenge.

- **Founded:** 1856
- **Headquarters:** Buffalo, United States
- **Founders:** Pascal Paoli Pratt (Co-founder), Bronson Case Rumsey (Co-founder)
- **Products:** Personal banking, MyWay Banking, Small business banking and SBA lending, Commercial banking, Wilmington Trust
- **Notable:** Reported 2,975 SBA 7(a) approvals totaling $326.44 million in federal FY2026, fifth nationally by number of loans., M&T says it has received the highest Community Reinvestment Act rating on every exam since 1982., Completed the People’s United acquisition in April 2022, announced as an $8.3 billion transaction.

## Products & services

- **Personal banking** — Checking and savings accounts, debit and credit cards, mortgages, home equity lending, online and mobile banking.
- **MyWay Banking** — Checkless account with no overdraft fees. Listed monthly maintenance charge is $4.95, waived with at least one qualifying transaction per monthly service charge cycle; other fees may apply. Terms checked October 22, 2026.
- **Small business banking and SBA lending** — Business deposits, term loans, credit lines, acquisition financing and SBA-backed lending. SBA Preferred Lender.
- **Commercial banking** — Commercial lending, commercial real estate finance, equipment finance, treasury management and capital markets services.
- **Wilmington Trust** — Wealth planning, investment management, trust and institutional services; acquired business retained its specialist brand.

## Achievements

- Reported 2,975 SBA 7(a) approvals totaling $326.44 million in federal FY2026, fifth nationally by number of loans.
- M&T says it has received the highest Community Reinvestment Act rating on every exam since 1982.
- Completed the People’s United acquisition in April 2022, announced as an $8.3 billion transaction.
- Parent reported $218.860 billion in average assets and $775 million net income in Q3 2026.

## Latest updates

- **2026-10** — October 16: parent reported Q3 net income of $775 million and diluted EPS of $5.04; prior-year quarter net income was $792 million.
- **2026-10** — October 14: announced FY2026 SBA 7(a) approvals of 2,975 and $326.44 million, up 274 loans and approximately $32.5 million from FY2025.
- **2026-03** — March 11: Baltimore Ravens College Track Center officially opened, supported by M&T’s charitable foundation and partners.

## Links

- Website: https://www.mtb.com/
- LinkedIn: https://www.linkedin.com/company/m%26t-bank
- Twitter/X: https://twitter.com/mandt_bank
- YouTube: https://www.youtube.com/channel/UCP_euyMh-Ase06MuFPGn4XQ
- Instagram: https://www.instagram.com/mandt_bank/
- Facebook: https://www.facebook.com/MandTBank

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Profile page: https://yespress.io/mandt-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-22