# Lumin Digital

> Lumin Digital supplies cloud-native digital banking software to U.S. banks and credit unions, combining retail and commercial banking, account opening, engagement tools and integrations. Its customers include BCU, Redwood Credit Union and Orsa; some financial institutions also invest in the company.

- **Founded:** 2016
- **Headquarters:** San Ramon, United States
- **Founders:** Jeff Chambers (Founder and CEO)
- **Products:** Retail banking, Commercial banking, Digital account opening, Extensibility, Platform operations and engagement
- **Notable:** Reported $1.6 billion valuation in July 2026., Company reports client NPS of 94 in 2026., Fortune 2025 Best Medium Workplaces and Best Workplaces in Tech recognition.

## Products & services

- **Retail banking** — Online and mobile account management, transfers, bill pay, check deposits, card controls and financial wellness tools.
- **Commercial banking** — Business registration, delegated permissions, payment controls, ACH and wire workflows, reports and exports.
- **Digital account opening** — Configurable deposit-account applications with identity, liveness and KYC checks and automated onboarding.
- **Extensibility** — SDK, APIs and Developer Portal for custom experiences and third-party integrations.
- **Platform operations and engagement** — Admin and support portal, risk management, digital marketing, user engagement and data analytics.

## Achievements

- Reported $1.6 billion valuation in July 2026.
- Company reports client NPS of 94 in 2026.
- Fortune 2025 Best Medium Workplaces and Best Workplaces in Tech recognition.
- G2 High Performer recognition for four consecutive quarters reported November 2025.
- BioCatch estimates $46 million in prevented fraud losses across nearly 50 participating Lumin institutions in 2025.

## Latest updates

- **2026-07** — Announced more than $115 million in capital and a $1.6 billion valuation; roadmap includes AI, payments, CRM and lending.
- **2026-05** — Published a commissioned 451 Research composite study of six institutions, reporting 145% five-year ROI and 10.8-month payback.
- **2026-04** — BioCatch reported estimated 2025 fraud prevention results from the partnership.

## Links

- Website: https://lumindigital.com/
- LinkedIn: https://www.linkedin.com/company/lumindigital/
- Twitter/X: https://twitter.com/lumindigital
- YouTube: https://www.youtube.com/channel/UC5dr5ZhLXnCcEABrcGUSHhQ

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Profile page: https://yespress.io/lumin-digital
Published by YesPress — https://yespress.io
Last updated: 2026-10-01