# Link Money

> Link Money sells U.S. merchants direct bank payments with instant authorization, account verification, risk checks and a guarantee on eligible approved transactions. Its products cover checkout, payment links, account verification, fraud signals and payouts.

- **Founded:** 2021
- **Headquarters:** San Francisco, United States
- **Founders:** Eric Shoykhet (Co-founder and CEO), Edward Lando (Co-founder)
- **Products:** Pay by Bank, Dynamic Links, AccountVerify, Indicators, Instant Payouts
- **Notable:** Sift case study reports $3 million in verified fraud attempts stopped for one ticketing merchant within a year., Sift reports fraud volume fell 90% within six weeks of onboarding one new merchant., Link Money reports a medical-practice test reduced overall processing costs 37.5% after six months.

## Products & services

- **Pay by Bank** — Direct bank-account checkout with bank authentication, instant authorization, risk decisioning and a guarantee for eligible authorized payments.
- **Dynamic Links** — No-code payment links sent by text or email, including at physical points of sale.
- **AccountVerify** — Real-time bank-account legitimacy, activity and ownership verification.
- **Indicators** — Risk and fraud signals for merchant decision systems, including behavioral and device information.
- **Instant Payouts** — RTP payouts with same-day ACH fallback for winnings, refunds and disbursements through the payments API.

## Achievements

- Sift case study reports $3 million in verified fraud attempts stopped for one ticketing merchant within a year.
- Sift reports fraud volume fell 90% within six weeks of onboarding one new merchant.
- Link Money reports a medical-practice test reduced overall processing costs 37.5% after six months.
- Link Money reports one marketplace saved $3.3 million by adding Pay by Bank.

## Latest updates

- **2025-06** — Sweepium and SpinQuest announced bank-payment and payout integrations.
- **2025-04** — Launched Instant Payouts and announced gaming partnerships with Fyntek and Epick Fantasy.
- **2024-09** — Announced ticketing partnership with Anchor and published a Dynamic Links medical-practice case study.

## Links

- Website: https://link.money/
- LinkedIn: https://www.linkedin.com/company/linkmoney
- Twitter/X: https://twitter.com/link_financial

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Profile page: https://yespress.io/link-money
Published by YesPress — https://yespress.io
Last updated: 2026-09-29