# Lead Bank

> Lead Bank is a state-chartered, FDIC-insured commercial bank turned API-first Banking-as-a-Service platform. Acquired in 2022 by an investor group led by former Square Capital chief Jackie Reses, the 1928-vintage Missouri community bank now provides regulated banking infrastructure - payments, card issuing, lending, and deposit accounts - to fintechs, consumer brands, and digital-asset companies.

- **Founded:** 1928
- **Headquarters:** Kansas City, Missouri, United States
- **Founders:** Jacqueline Reses (Chair & CEO (acquired 2022)), Ronak Vyas (Co-founder, Chief Operating Officer)
- **Team size:** ~670 employees
- **Products:** Banking-as-a-Service (BaaS), Commercial Banking, Personal Banking, Payments Infrastructure, Digital Asset Banking
- **Notable:** CNBC Disruptor 50 (2025), Named Best Bank to Work For by American Banker, Grew consolidated assets to $1.748B by March 2025 - more than 2x in three years

## Products & services

- **Banking-as-a-Service (BaaS)** — API-native platform delivering deposits, payments, card issuing, and lending services for fintechs and consumer brands to embed into their products.
- **Commercial Banking** — Business checking, savings, treasury, and commercial lending for operating companies.
- **Personal Banking** — Consumer deposit accounts and lending for individuals.
- **Payments Infrastructure** — ACH, wires, real-time payments (RTP), and card rails - all FDIC-insured and compliance-supported.
- **Digital Asset Banking** — Crypto on/off-ramps, securities settlement, and custody banking for digital-asset companies.

## Achievements

- CNBC Disruptor 50 (2025)
- Named Best Bank to Work For by American Banker
- Grew consolidated assets to $1.748B by March 2025 - more than 2x in three years
- Reached $1.47B valuation in Series B (Sept 2025)

## Latest updates

- **2025-09** — Closed $70M Series B at $1.47B post-money valuation led by ICONIQ and Greycroft.
- **2025-06** — Named to CNBC's Disruptor 50 list.
- **2025-03** — Consolidated assets surpass $1.748B - more than 2x since acquisition.

## Links

- Website: https://lead.bank
- LinkedIn: https://www.linkedin.com/company/lead-bank
- Twitter/X: https://twitter.com/Lead_Bank
- Facebook: https://facebook.com/leadbank

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Profile page: https://yespress.io/lead
Published by YesPress — https://yespress.io
Last updated: 2026-05-28