# Lama AI

> Lama AI provides AI-native commercial loan origination software for community and regional banks, credit unions and fintech partners. Its modular platform handles borrower intake, document collection, financial spreading, underwriting support, credit memos and closing, with lending exchange and embedded finance capabilities.

- **Founded:** 2022
- **Headquarters:** New York, United States
- **Founders:** Omri Yacubovich (CEO and Co-Founder), Ran Magen (CTO and Co-Founder)
- **Products:** AI-native loan origination platform, AI-Powered Spreading, Borrower and Lender Assistants, Lending Exchange, Embedded Lending
- **Notable:** US$9 million seed round announced in October 2022., Named to 2024 Fintech Innovation 50, according to Lama AI., Named to 2025 AIFinTech100, according to Lama AI.

## Products & services

- **AI-native loan origination platform** — Modular or end-to-end workflows spanning intake, document collection, financial spreading, underwriting support, approval, closing and monitoring. Supports SMB, SBA, C&I, CRE and construction lending.
- **AI-Powered Spreading** — Extracts and organizes financial statements and tax returns into lender-configured spreads and charts of accounts.
- **Borrower and Lender Assistants** — Assist with applications, follow-ups, deal research and policy-aligned credit narratives; lending teams review outputs.
- **Lending Exchange** — Matches opportunities to participating lenders’ credit appetite and supports referrals for applications outside a bank’s criteria.
- **Embedded Lending** — APIs and hosted white-label interfaces allow SMB-focused platforms to embed bank lending opportunities.
- **Lama AI for Salesforce Financial Services Cloud** — Lending-as-a-Service integration announced for Salesforce Financial Services Cloud and Experience Cloud.
- **Flow** — Embedded distribution product described in the Bridge partnership announcement, connecting lenders with external deal channels.

## Achievements

- US$9 million seed round announced in October 2022.
- Named to 2024 Fintech Innovation 50, according to Lama AI.
- Named to 2025 AIFinTech100, according to Lama AI.
- Recognized as a Major Player in the July 2025 IDC MarketScape corporate loan origination services assessment, according to Lama AI.
- June 2026 announcement reports dozens of banks in production and total funding above US$20 million.
- Colony Bank executive reported manual tasks falling from 95 to 32 in an August 2026 FinXTech interview.

## Latest updates

- **2026-06** — Series A led by EJF Ventures announced; company reports more than US$20 million total funding and plans to expand go-to-market and customer success teams.
- **2026-08** — FinXTech reports Colony Bank’s task count reduction and maintained seven-to-ten-business-day closing times following new SBA requirements.

## Links

- Website: https://www.lama.ai/
- LinkedIn: https://www.linkedin.com/company/lamaai

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Profile page: https://yespress.io/lama-ai
Published by YesPress — https://yespress.io
Last updated: 2026-10-03