# KOGTA FINANCIAL (INDIA) LIMITED

> Kogta Financial is a Jaipur-based non-banking financial company financing new and used vehicles, construction equipment and secured small-business borrowing in India. Its focus is underserved transporters, farmers and entrepreneurs, supported by a branch network and institutional equity investors.

- **Founded:** 1996
- **Headquarters:** Jaipur, India
- **Founders:** Banwari Lal Kogta (Co-founder), Bal Mukund Kogta (Co-founder), Radha Krishan Kogta (Co-founder)
- **Products:** Heavy commercial vehicle loans, LCV and MUV loans, Car loans, Tractor loans, MSME loans
- **Notable:** Assets under management reached INR 8,300 crore at March 31, 2026., 276 branches at March 31, 2026., Used vehicles accounted for 69% of AUM at March 31, 2026.

## Products & services

- **Heavy commercial vehicle loans** — Financing for new and used heavy commercial vehicles, including eligible first-time buyers and borrowers without conventional income proof.
- **LCV and MUV loans** — Loans for light commercial and multi-utility vehicles.
- **Car loans** — Financing for new and used cars.
- **Tractor loans** — New and used tractor financing, with advertised monthly or quarterly instalment options.
- **MSME loans** — Property-backed business loans for retailers, manufacturers, traders, service providers and self-employed professionals.
- **Loans against property** — Secured borrowing against eligible property.
- **Construction equipment loans** — Financing for new and used construction equipment.

## Achievements

- Assets under management reached INR 8,300 crore at March 31, 2026.
- 276 branches at March 31, 2026.
- Used vehicles accounted for 69% of AUM at March 31, 2026.
- Announced an INR 1,230 crore Series E transaction in June 2024.

## Latest updates

- **2026-06** — ICRA confirmed the final AA+(SO) rating of Series A1 PTCs for Thimphu 03 2026. This instrument rating is distinct from Kogta’s A+(Stable) originator rating.
- **2026-03** — AUM reached INR 8,300 crore; branches numbered 276; gross NPA was 3.8% in FY2026.
- **2024-06** — Ontario Teachers’ invested INR 1,230 crore in a significant minority stake, including primary capital and partial exits.

## Links

- Website: https://kogta.in/
- LinkedIn: https://www.linkedin.com/company/kogtafinancial
- Twitter/X: https://twitter.com/kogtafinancial
- YouTube: https://www.youtube.com/channel/UCkL0zogIOkhYOSmtxDplA9Q
- Instagram: https://www.instagram.com/kogtafinancial/
- Facebook: https://www.facebook.com/kogtafinancial

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Profile page: https://yespress.io/kogta-financial-india-limited
Published by YesPress — https://yespress.io
Last updated: 2026-10-10