# Kıvanç Harputlu

> Kıvanç Harputlu is the Dubai-based co-founder and CEO of Onlayer, a fintech platform for merchant onboarding, monitoring, compliance and risk management. His career spans radio, music media and technology sales; he co-founded PCI Checklist before its evolution into Onlayer. The company raised an $8.2 million Series A in 2025 and reported operations in 16 countries in June 2026.

- **Role:** Co-Founder & CEO at Onlayer
- **Organizations:** Onlayer, PCI Checklist, VeriTeknik I.T. Group, Nokta, Radyo ODTÜ
- **Nationality:** Turkish
- **Education:** Studied Geological Engineering; degree completion unverified, Middle East Technical University
- **Known for:** Co-founded PCI Checklist, which developed into Onlayer., Onlayer raised an $8.2 million Series A led by Oleka Capital in 2025., Onlayer announced a Mastercard Gateway merchant-screening collaboration in February 2025.

## Career timeline

- **2010** — Began a broadcast manager and radio host role at Radyo ODTÜ, according to his published professional history.
- **2013** — Joined Nokta in business development; an early interview profile also lists music-category management.
- **2016** — Became Sales Manager at VeriTeknik I.T. Group.
- **2018** — Became Co-Founder & CEO of PCI Checklist, according to his professional history.
- **2019** — Appointed chairman of ONLAYER Bilişim Teknolojileri A.Ş.; appeared at Workup fourth-cohort Demo Day in June.
- **2025** — Onlayer announced a $1 million pre-Series A round, a Mastercard Gateway collaboration, and an $8.2 million Series A.
- **2026** — Reported a 16-country operating footprint in June; announced a Bulutistan partnership in August.

## Achievements

- Co-founded PCI Checklist, which developed into Onlayer.
- Onlayer raised an $8.2 million Series A led by Oleka Capital in 2025.
- Onlayer announced a Mastercard Gateway merchant-screening collaboration in February 2025.
- Onlayer entered the 2025 Deloitte Technology EMEA Fast 500 list, announced in June 2026 with reported revenue growth of 378.83%.

## Latest updates

- **2026-09** — Public LinkedIn activity promoted the Onlayer team’s participation at Money20/20 Middle East in Riyadh, September 14-16.
- **2026-08** — Discussed bank decision architecture, AI governance and human oversight in an August 10 interview.
- **2026-08** — Onlayer and Bulutistan announced a partnership for AI-supported third-party risk management on August 12.
- **2026-06** — Announced Deloitte Technology EMEA Fast 500 recognition; said Onlayer operated in 16 countries and targeted 25 by year-end.

## Links

- LinkedIn: https://www.linkedin.com/in/kivanc-harputlu-86237764/

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Profile page: https://yespress.io/kivanc-harputlu
Published by YesPress — https://yespress.io
Last updated: 2026-10-11