# Khalid Kabeer

> Khalid Kabeer is a fintech and financial-inclusion executive with more than two decades of leadership in microfinance and MSME lending across Pakistan, the Middle East, Europe and Africa. A Fellow Chartered Accountant who started in audit and textiles, he helped build Kashf Microfinance Bank as its first CFO, ran global operations and then led Vitas Group as CEO, steering it toward a data-centric, digital-first lending model and founding its early-stage fintech investment arm, Vitas Ventures. He is now Chief Product Officer at AdalFi, a Lahore-based credit-scoring and lending-technology company taking instant, pre-approved digital credit to scale.

- **Role:** Chief Product Officer at AdalFi
- **Organizations:** AdalFi, Vitas Group, Global Communities, Kashf Microfinance Bank, Kashf Foundation, Nishat Mills, A.F. Ferguson & Co.
- **Nationality:** Pakistani
- **Education:** Bachelor of Arts (Economics), University of the Punjab, Lahore, Fellow Chartered Accountant (FCA), Institute of Chartered Accountants of Pakistan
- **Known for:** Helped transform Kashf Foundation's small-enterprise lending into Kashf Microfinance Bank, serving as its first CFO, Led Vitas Group's global business strategy and operations across the Middle East, Europe and Africa as COO, As CEO, redefined Vitas Group's vision and drove its shift to a data-centric, digital-first MSME lending model

## Career timeline

- **2003-2008** — Chief Financial Officer, Kashf Foundation
- **2007-2008** — First CFO of newly established Kashf Microfinance Bank Limited
- **2011** — Acting CEO, Kashf Microfinance Bank (March-September)
- **2012** — Joined Vitas Group (Global Communities), eventually as COO leading global operations across MENA, Europe and Africa
- **2021** — Appointed CEO of Vitas Group (August); founded Vitas Ventures, an early-stage fintech investment portfolio
- **2023** — Joined AdalFi as Chief Product Officer

## Achievements

- Helped transform Kashf Foundation's small-enterprise lending into Kashf Microfinance Bank, serving as its first CFO
- Led Vitas Group's global business strategy and operations across the Middle East, Europe and Africa as COO
- As CEO, redefined Vitas Group's vision and drove its shift to a data-centric, digital-first MSME lending model
- Founded Vitas Ventures, an early-stage fintech venture investment portfolio
- Now building instant, pre-approved digital credit at scale as CPO of AdalFi

## Latest updates

- **2023-01** — Moved from CEO of Vitas Group to Chief Product Officer at AdalFi, focusing on credit-scoring and digital lending technology.
- **2024-01** — Speaking on product design for credit at scale at financial-inclusion industry events including a Financial Inclusion Week session.

## Links

- LinkedIn: https://www.linkedin.com/in/khalidkabeer/

---

Profile page: https://yespress.io/khalid
Published by YesPress — https://yespress.io
Last updated: 2026-06-07