# Kenneth Lin

> Kenneth Lin co-founded Credit Karma in 2007 with Nichole Mustard and Ryan Graciano and served as CEO until August 2024. A Guangzhou-born, Las Vegas-raised Boston University graduate, he combined consumer credit and marketing experience to build a free credit-score platform funded by financial-product referrals. His public roles include lead independent director at FIGS and trustee at Boston University.

- **Role:** Co-founder and former CEO at Credit Karma; Lead Independent Director at FIGS
- **Organizations:** Credit Karma, FIGS, Boston University, Multilytics Marketing, Upromise, E-LOAN, Adrenaline Zone, Aspen Institute
- **From:** Guangzhou, China
- **Nationality:** American
- **Education:** B.A. in Economics and Mathematics, cum laude, Boston University
- **Known for:** Co-founded a platform with more than 110 million members in the United States, Canada and United Kingdom at the December 2020 acquisition close., Led Credit Karma through its acquisition by Intuit., Selected as a Henry Crown Fellow in 2018.

## Career timeline

- **1980** — Emigrated from China to the United States with his parents; grew up in Las Vegas.
- **1998** — Graduated from Boston University and began working as a credit-card analyst.
- **2006** — Founded Multilytics Marketing.
- **2007** — Co-founded Credit Karma with Nichole Mustard and Ryan Graciano.
- **2008** — Credit Karma platform went live.
- **2018** — Selected as an Aspen Institute Henry Crown Fellow.
- **2020** — Intuit announced a $7.1 billion acquisition in February and completed it in December; closing consideration was approximately $8.1 billion including acquired cash.
- **2021** — Joined Boston University’s Board of Trustees in December.
- **2022** — Joined the FIGS board in April.
- **2024** — Became FIGS lead independent director in May; handed the Credit Karma CEO role to Joe Kauffman effective August 1.

## Achievements

- Co-founded a platform with more than 110 million members in the United States, Canada and United Kingdom at the December 2020 acquisition close.
- Led Credit Karma through its acquisition by Intuit.
- Selected as a Henry Crown Fellow in 2018.
- First member of his family to graduate from college.

## Latest updates

- **2026-04** — FIGS’s 2026 proxy lists Lin as a director and confirms that he has served as lead independent director since May 2024.
- **2024-08** — Joe Kauffman succeeded Lin as Credit Karma CEO, effective August 1, 2024.

## Links

- LinkedIn: https://www.linkedin.com/in/kennethjlin
- Twitter/X: https://x.com/kennethlin

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Profile page: https://yespress.io/kenneth-lin
Published by YesPress — https://yespress.io
Last updated: 2026-10-12