# Kelvin Kim

> Kelvin Dongho Kim is the Seoul-based founder and CEO of Korea Credit Data and a co-founder of mobile research company Opensurvey. His work focuses on making business data useful to small business owners through Cashnote, payments, POS systems and credit assessment. He was selected as a World Economic Forum Young Global Leader in 2025.

- **Role:** Founder and CEO at Korea Credit Data
- **Organizations:** Korea Credit Data (한국신용데이터), Opensurvey (formerly ID Incu)
- **Nationality:** South Korean
- **Education:** Undergraduate studies in Information and Industrial Engineering; completed in 2016, Yonsei University, Secondary-school graduate, first cohort, Korea Science Academy of KAIST
- **Known for:** Founded two businesses centered on data: Opensurvey and Korea Credit Data., Selected for the World Economic Forum’s 2025 Young Global Leaders cohort., Cashnote reached 2.3 million establishments by August 2026, according to Kim’s updated personal biography.

## Career timeline

- **2011** — Co-founded ID Incu, now Opensurvey, while at Yonsei University.
- **2016** — Transferred the Opensurvey CEO role to Hwang Hee-young and completed his undergraduate studies.
- **2016-04-27** — Founded Korea Credit Data.
- **2017-04** — Launched Cashnote, initially delivered through KakaoTalk.
- **2019-02** — Wrote that Cashnote had passed 200,000 business establishments.
- **2022** — Korea Credit Data reached unicorn valuation status.
- **2025-04** — Selected as a World Economic Forum Young Global Leader.
- **2025-12** — KCD achieved monthly operating profitability, according to Kim’s subsequent anniversary memo.

## Achievements

- Founded two businesses centered on data: Opensurvey and Korea Credit Data.
- Selected for the World Economic Forum’s 2025 Young Global Leaders cohort.
- Cashnote reached 2.3 million establishments by August 2026, according to Kim’s updated personal biography.
- KCD group served approximately 3.6 million establishments by August 2026, according to that biography.

## Latest updates

- **2026-08** — His updated personal biography reported 2.3 million Cashnote establishments and approximately 3.6 million across the KCD group.
- **2026-07** — Discussed small business finance, independence and the unsuccessful 2025 internet-bank application in a Kyunghyang Shinmun interview.
- **2026-05** — Published his April 27 tenth-anniversary memo, reporting monthly operating profitability at the end of 2025 and an annual-profit goal for 2026.
- **2026-04** — Published notes from a conversation with Atlassian co-founder Scott Farquhar.

## Links

- Website: https://kelvinkim.net/
- LinkedIn: https://www.linkedin.com/in/kelvinkim
- Twitter/X: https://twitter.com/kelvindonghokim

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Profile page: https://yespress.io/kelvin-kim
Published by YesPress — https://yespress.io
Last updated: 2026-10-07