# Kelmar Associates

> Kelmar Associates is a privately held professional services and software company focused on government unclaimed property programs. Its KAPS management system, compliance examinations, operational support, and hosting of MissingMoney.com connect reporting businesses, government administrators, and rightful owners. Kelmar says it contracts with 44 government programs for KAPS.

- **Founded:** 2001
- **Headquarters:** Middleton, United States
- **Founders:** Mark S. McQuillen (Founder; Chief Executive Officer and President)
- **Products:** KAPS (Kelmar Associates Property System), State Website Solution and Manual Online Reporting, Kelmar Fraud Index (KFI), STACS, Compliance examinations and consulting
- **Notable:** KAPS first implemented in June 2014., Kelmar reports contracts with 44 government unclaimed property programs., KAPS achieved GovRAMP authorization in 2024, according to Kelmar.

## Products & services

- **KAPS (Kelmar Associates Property System)** — Proprietary SaaS for government unclaimed property administration, from holder reports through claims payment; first implemented in June 2014.
- **State Website Solution and Manual Online Reporting** — KAPS-integrated public portals and tools for small holders to enter reports online.
- **Kelmar Fraud Index (KFI)** — Claim risk profiling, described by Kelmar as using proprietary AI, with high-risk claims flagged for scrutiny and ThreatMetrix-related services.
- **STACS** — State Targeted Assisted Compliance System for identifying non-compliant holders, outreach, education, and voluntary compliance initiatives.
- **Compliance examinations and consulting** — Government-directed unclaimed property examinations, training, and operational or legislative consultation.
- **Process and custody support** — Claims review, call centers, holder reporting, owner outreach, securities reconciliation, 1099 reporting, and custody support.
- **MissingMoney.com hosting** — Hosts and maintains the free, NAUPA-endorsed multi-jurisdiction unclaimed property search website.
- **Kelmar Data Match** — Address authentication and data matching to support proactive state payments to owners.

## Achievements

- KAPS first implemented in June 2014.
- Kelmar reports contracts with 44 government unclaimed property programs.
- KAPS achieved GovRAMP authorization in 2024, according to Kelmar.
- Kelmar states it holds ISO 27001:2022 certification and obtains annual SOC reviews.
- Kelmar received the 2018 NAST Corporate Affiliate Award.
- Executive consultant Lynden Lyman received the 2025 Chris Allen Memorial Award.

## Latest updates

- **2026-09** — Kelmar’s September 2026 KAPS coverage map accompanies its published count of 44 government program contracts.
- **2026-04** — A Florida amended annual filing records the principal address as 35 Village Road, Suite 501, Middleton, Massachusetts; Kelmar’s current contact page identifies it as headquarters.
- **2025-08** — An August 1 invoice for Idaho’s July 2025 KAPS services totals $22,401.24.

## Links

- Website: https://www.kelmarassoc.com/
- LinkedIn: https://www.linkedin.com/company/kelmar-associates/

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Profile page: https://yespress.io/kelmar-associates
Published by YesPress — https://yespress.io
Last updated: 2026-09-30