# Kapitus

> Kapitus provides and arranges financing for established U.S. small and medium-sized businesses. Its direct financing and partner marketplace span business loans, revenue-based financing, equipment financing, SBA loans and credit lines. KapitusPLUS lets applicants compare up to six offers from one application. An InterVest affiliate acquired the company in July 2026.

- **Founded:** 2006
- **Headquarters:** Arlington, United States
- **Founders:** Andrew Reiser (Founder, Chairman and Chief Executive Officer)
- **Products:** KapitusPLUS, Business loans, Revenue-based financing, Equipment financing, Business lines of credit
- **Notable:** Reported $10 billion in cumulative growth capital connected to more than 65,000 small businesses in July 2026., Acquired Ten Oaks Commercial Capital in October 2024 to expand equipment finance., Named to Inc.’s 2025 Best Workplaces list.

## Products & services

- **KapitusPLUS** — A single application can produce up to six financing offers for comparison across product type, amount, term, fees and total cost.
- **Business loans** — Offered directly and through partners; the product page lists amounts up to $5 million and terms of 6-24 months. Published minimums include two years in business, $250,000 annual revenue and a 650 credit score.
- **Revenue-based financing** — A purchase of future sales, priced using a factor rate; payments are tied to revenue under the agreement. Available directly or through the financing network.
- **Equipment financing** — Expansion through the 2024 Ten Oaks acquisition; financing and leasing for business equipment. Published terms reach 72 months and advertised interest starts at 7.5%, subject to qualification.
- **Business lines of credit** — Revolving financing through network members; the product page advertises limits up to $750,000 and repayment terms of 12-36 months.
- **SBA loans** — Government-backed business loans arranged through SBA-approved financing-network members; the product summary lists amounts up to $5 million.
- **Invoice factoring and purchase order financing** — Additional receivables and order-based financing options listed in the company product range.

## Achievements

- Reported $10 billion in cumulative growth capital connected to more than 65,000 small businesses in July 2026.
- Acquired Ten Oaks Commercial Capital in October 2024 to expand equipment finance.
- Named to Inc.’s 2025 Best Workplaces list.
- Historical Ocrolus case study reports over 90% of applications processed within 30 minutes; processing is not guaranteed approval or funding.

## Latest updates

- **2026-07** — An InterVest affiliate acquired Kapitus; financial terms were not disclosed and Kapitus said it would retain independent operations.
- **2025-07** — Closed a $250 million securitization and increased the corporate note to $95 million.
- **2025-06** — Named to Inc.’s Best Workplaces list.
- **2024-10** — Acquired Ten Oaks Commercial Capital and announced an equipment-finance arm.

## Links

- Website: https://kapitus.com/
- LinkedIn: https://www.linkedin.com/company/kapitus/
- Twitter/X: https://twitter.com/KapitusFinance
- YouTube: https://www.youtube.com/channel/UCvZ5ahnMH9jCnN0lP4rRROA
- Instagram: https://www.instagram.com/kapitus_financing/
- Facebook: https://www.facebook.com/KapitusFinance/

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Profile page: https://yespress.io/kapitus
Published by YesPress — https://yespress.io
Last updated: 2026-10-25