# Kabbage from American Express

> Kabbage built automated small business funding around live business data, then expanded into payments, checking and cash-flow tools. American Express acquired its team, technology and products in 2020, excluding the existing loan portfolio, and integrated the platform into Business Blueprint in 2023. Its lending successor is the American Express Business Line of Credit.

- **Founded:** 2009
- **Headquarters:** Atlanta, United States
- **Founders:** Rob Frohwein (Co-founder and former CEO), Kathryn Petralia (Co-founder and former President/COO), Marc Gorlin (Co-founder and former Chairman)
- **Products:** Kabbage Funding, Kabbage Payments, Kabbage Insights, Kabbage Checking, American Express Business Blueprint
- **Notable:** Built a lending process around connected business data rather than document uploads., Reported more than 100,000 small business customers and 1.5 million live data connections in August 2017., Named to the 2020 CNBC Disruptor 50.

## Products & services

- **Kabbage Funding** — Historical automated revolving credit offering; succeeded by American Express Business Line of Credit.
- **Kabbage Payments** — Historical payment acceptance and invoicing service, part of the suite acquired in 2020.
- **Kabbage Insights** — Historical cash-flow analysis using linked business accounts.
- **Kabbage Checking** — Business checking product launched before the 2020 acquisition; historical terms should not be treated as current.
- **American Express Business Blueprint** — Cash-flow hub launched in January 2023 on the acquired Kabbage platform, combining analytics and access to business financial products.
- **American Express Business Line of Credit** — Current successor lending product issued by American Express National Bank; each draw creates an installment loan.

## Achievements

- Built a lending process around connected business data rather than document uploads.
- Reported more than 100,000 small business customers and 1.5 million live data connections in August 2017.
- Named to the 2020 CNBC Disruptor 50.
- Platform became part of American Express Business Blueprint in 2023.

## Latest updates

- **2023-01** — American Express launched Business Blueprint and replaced the Kabbage product branding.
- **2024-05** — The separate legacy Kabbage/KServicing estate resolved DOJ PPP allegations; the settlement gave the United States an unsecured bankruptcy claim, rather than a guaranteed cash recovery.
- **2026-10** — Research check: kabbage.com redirects to American Express Business Line of Credit. The live product page advertises eventual lines up to $1 million, with initial qualification capped at $250,000; subsequent increases require approval.

## Links

- Website: https://www.kabbage.com/
- LinkedIn: https://www.linkedin.com/company/kabbage-american-express
- Twitter/X: https://twitter.com/kabbageinc
- GitHub: https://github.com/kabbageinc
- Instagram: https://www.instagram.com/kabbageinc/
- Facebook: https://www.facebook.com/KabbageInc

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Profile page: https://yespress.io/kabbage-from-american-express
Published by YesPress — https://yespress.io
Last updated: 2026-10-25