# JG Wentworth

> JG Wentworth is an American consumer finance company best known for buying people's future structured-settlement, annuity, and lottery payments in exchange for a lump sum of cash today - and for the opera-singing '877-CASH-NOW' jingle that made it a household name. Founded in 1991 and headquartered in Chesterbrook, Pennsylvania, the company has expanded beyond settlement purchasing into debt relief, a personal-loan marketplace, and prepaid cards, positioning itself as a one-stop shop for households under financial pressure.

- **Founded:** 1991
- **Headquarters:** Chesterbrook, Pennsylvania, United States
- **Founders:** James D. Delaney (Co-founder), Gary Veloric (Co-founder)
- **Team size:** Approximately 550-800 employees
- **Products:** Structured Settlement Purchasing, Annuity Purchasing, Lottery & Casino Winnings Purchasing, Debt Relief Program, Personal Loan Marketplace
- **Notable:** Created the '877-CASH-NOW' opera jingle, one of the most recognized advertising earworms of the 2000s., Paid out roughly $6.5 billion for structured-settlement payments over its history., Helped customers settle more than $2.2 billion in debt through its debt-relief program.

## Products & services

- **Structured Settlement Purchasing** — Buys future structured-settlement payments (often from personal-injury lawsuits) in exchange for a discounted lump sum, subject to court approval.
- **Annuity Purchasing** — Purchases future annuity payment streams for a present-day lump sum.
- **Lottery & Casino Winnings Purchasing** — Converts scheduled lottery or prize payments into a single upfront payment.
- **Debt Relief Program** — Negotiates with creditors to settle enrolled unsecured debt for less than the balance owed, typically over 24-60 months, with a dedicated debt specialist per customer.
- **Personal Loan Marketplace** — Connects consumers with third-party lenders for debt-consolidation and personal loans; JG Wentworth acts as a referral marketplace rather than the direct lender.
- **Prepaid Visa Cards** — Prepaid card products launched through a partnership with Visa.

## Achievements

- Created the '877-CASH-NOW' opera jingle, one of the most recognized advertising earworms of the 2000s.
- Paid out roughly $6.5 billion for structured-settlement payments over its history.
- Helped customers settle more than $2.2 billion in debt through its debt-relief program.
- Served more than 150,000 clients across its product lines.
- Won two International Summit Awards (Best Humor and Best TV) and a silver Davey Award for its advertising.
- Listed on the NYSE in 2013 under ticker JGWE.
- Survived two Chapter 11 restructurings (2009 and 2017) and remained an operating brand.

## Latest updates

- **2025-09** — Raised $300 million in debt financing to support its consumer-finance and lending operations.
- **2025-08** — Announced an expanded forward-flow agreement with funds managed by One William Street to fuel loan growth.
- **2023** — Launched a personal-loan marketplace, referring consumers to third-party lenders for debt-consolidation loans.

## Links

- Website: https://www.jgwentworth.com
- LinkedIn: http://www.linkedin.com/company/jg-wentworth
- Twitter/X: https://twitter.com/jgwentworth
- YouTube: https://www.youtube.com/user/jgwentworth
- Facebook: https://facebook.com/jgwentworth

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Profile page: https://yespress.io/jg-wentworth
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Last updated: 2026-08-13