# Jason Mikula

> Jason Mikula is the publisher of Fintech Business Weekly, an independent newsletter that reaches more than 90,000 subscribers with critical, no-favors analysis of banking, fintech, and crypto. After more than a decade scaling consumer lending businesses at Enova, LendUp, and Goldman Sachs, he became one of the most-cited independent voices on Banking-as-a-Service and fintech regulation, writing the award-winning book on BaaS and co-hosting the Fintech Business Podcast. He works from outside Amsterdam, covering the U.S. fintech-banking ecosystem from across an ocean.

- **Role:** Publisher at Fintech Business Weekly
- **Organizations:** Fintech Business Weekly, 312 Global Strategies BV, Fintech Business Podcast, Taktile (former), Goldman Sachs (former), LendUp (former), Enova (former)
- **Nationality:** American
- **Education:** University of Chicago
- **Known for:** Built Fintech Business Weekly to more than 90,000 subscribers as an independent publication, Author of the best-selling, award-winning book on Banking-as-a-Service, One of the most-cited independent analysts of fintech regulation and bank-fintech partnerships

## Career timeline

- **pre-2020** — Spent over a decade building and scaling consumer finance businesses at Enova (Chicago), LendUp (San Francisco), and Goldman Sachs Marcus (New York)
- **2020** — Launched Fintech Business Weekly newsletter on Substack during the pandemic while based in the Netherlands
- **2022** — Launched the Fintech Business Podcast
- **2023** — Published the award-winning book 'Banking as a Service: Opportunities, Challenges & Risks of New Banking Business Models'
- **2024** — Covered the Synapse collapse, becoming a key independent voice on the BaaS reckoning
- **2026** — Fintech Business Weekly surpasses 90,000 subscribers; podcast reaches 117 episodes

## Achievements

- Built Fintech Business Weekly to more than 90,000 subscribers as an independent publication
- Author of the best-selling, award-winning book on Banking-as-a-Service
- One of the most-cited independent analysts of fintech regulation and bank-fintech partnerships
- Co-hosts the Fintech Business Podcast (117+ episodes) with Alex Johnson of Fintech Takes
- Frequent speaker at major industry events including FinovateFall and Fintech Surge

## Latest updates

- **2026-04** — Fintech Business Podcast reaches 117 episodes covering banking, fintech, and crypto.
- **2026-01** — Fintech Business Weekly surpasses 90,000 subscribers.

## Links

- Website: https://fintechbusinessweekly.substack.com/
- LinkedIn: https://www.linkedin.com/in/jasonmikula/
- Twitter/X: https://x.com/mikulaja
- YouTube: https://www.youtube.com/watch?v=6g4sxaBRhSQ

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Profile page: https://yespress.io/jason-mikula
Published by YesPress — https://yespress.io
Last updated: 2026-06-03