# IRA Financial

> IRA Financial is a self-directed retirement platform and South Dakota-chartered trust company that lets individuals, self-employed workers, and entrepreneurs hold alternative assets - including real estate, private businesses, precious metals, private credit, and cryptocurrency - inside tax-advantaged accounts. Founded by tax attorney Adam Bergman in 2010, the company now pairs those specialist account structures with real-time public-market trading, flat annual pricing, an app, and in-house compliance support, serving more than 27,000 active accounts representing over $8 billion in assets.

- **Founded:** 2010
- **Headquarters:** Sioux Falls, United States
- **Founders:** Adam Bergman (Founder)
- **Team size:** 79 employees listed on LinkedIn as of August 2026; LinkedIn company-size band: 51-200
- **Products:** Self-Directed IRA, Checkbook IRA, Solo 401(k), ROBS 401(k), Crypto IRA
- **Notable:** Reported more than 27,000 active accounts and over $8 billion in assets by July 2026., Reported assets under administration rising more than 25% in 2025 and account growth accelerating more than 60% compared with 2024 account growth., Named Sioux Empire United Way's 2026 Business of the Year.

## Products & services

- **Self-Directed IRA** — Custodial retirement accounts for alternative and traditional assets, with the investor selecting and diligencing investments.
- **Checkbook IRA** — An IRA-owned LLC structure that can give the account holder transaction authority for eligible investments while preserving retirement-account ownership.
- **Solo 401(k)** — Self-directed retirement plans for owner-only businesses and self-employed people, including traditional and Roth features and alternative-asset access.
- **ROBS 401(k)** — Setup and ongoing administration for eligible entrepreneurs who roll retirement funds into a new plan that purchases stock in their C corporation.
- **Crypto IRA** — Real-time trading for nearly 100 digital tokens inside eligible tax-advantaged accounts, executed through Bitstamp infrastructure; the platform was rebuilt in 2026.
- **IRA Financial Stocks** — Interactive Brokers-powered trading in stocks, ETFs, mutual funds, bonds, options, and currencies within IRA Financial accounts.
- **HSA and education accounts** — Self-directed Health Savings Accounts and Coverdell Education Savings Accounts with access to eligible alternative investments.
- **Compliance and account administration** — Account formation, custody, transaction processing, IRS reporting, plan documents, and specialist support for complex retirement structures.

## Achievements

- Reported more than 27,000 active accounts and over $8 billion in assets by July 2026.
- Reported assets under administration rising more than 25% in 2025 and account growth accelerating more than 60% compared with 2024 account growth.
- Named Sioux Empire United Way's 2026 Business of the Year.
- Listed among Investopedia's Best Self-Directed IRA Companies of 2025.
- Integrated public-market trading through Interactive Brokers in 2026.
- Expanded its rebuilt crypto platform to nearly 100 tradable tokens in 2026.
- Founder Adam Bergman has written nine books on self-directed retirement topics and tax strategy.

## Latest updates

- **2026-07** — Appointed fintech and technology executive Clay Cowan as CEO; Tyler Northrup moved to President and COO of the trust company.
- **2026-06** — Launched a rebuilt, mobile-responsive crypto platform with performance analytics, faster charts, order history, and access to nearly 100 tokens.
- **2026-05** — Added real-time public-market trading powered by Interactive Brokers, putting stocks, ETFs, bonds, options, currencies, and mutual funds beside alternative assets.
- **2026-04** — Named Business of the Year by Sioux Empire United Way for corporate giving, employee engagement, and community involvement.
- **2026-01** — Reported 25%+ growth in assets under administration during 2025 and more than 26,000 accounts at the start of 2026.

## Links

- Website: https://www.irafinancial.com/
- LinkedIn: https://www.linkedin.com/company/ira-financial
- Twitter/X: https://x.com/TheIRAFinancial
- YouTube: https://www.youtube.com/@IRAFinancial
- Instagram: https://www.instagram.com/theirafinancial/
- Facebook: https://www.facebook.com/irafinancialgroup
- TikTok: https://www.tiktok.com/@ira.financial

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Profile page: https://yespress.io/ira-financial
Published by YesPress — https://yespress.io
Last updated: 2026-08-12