# Intercam Banco

> Intercam Banco was the Mexican banking arm of an international-payments and foreign-exchange specialist, serving importers, exporters, investors and foreign residents. Following U.S. regulatory action in June 2025, significant banking operations and the group’s brokerage and fund-management businesses transferred to Kapital; the legacy bank and the successor business are distinct entities.

- **Founded:** 2011
- **Headquarters:** Mexico City, Mexico
- **Founders:** Eduardo García Lecuona (Founder of the predecessor Intercam business; former group executive president)
- **Products:** Foreign exchange and international payments, iCambiosPro, Currency forwards, Business banking and trade finance, Investment funds and wealth services
- **Notable:** Entered banking by acquiring Banco Regional de Chihuahua in 2011., Established a Korean-business service center in Apodaca, documented in 2021., Reported more than 60 Mexican branches across 27 states in its 2024 group report.

## Products & services

- **Foreign exchange and international payments** — Historical core service for business treasury teams and individuals moving funds between countries and currencies.
- **iCambiosPro** — Electronic real-time foreign-exchange platform; its 2020 presentation listed USD, EUR, GBP, CHF, CAD and JPY against MXN.
- **Currency forwards** — Historically offered customized currency hedges. Published requirements included a signed contract, collateral, a USD/EUR 10,000 minimum and terms from three days to two years.
- **Business banking and trade finance** — Deposits, working-capital and trade-related credit, treasury services and letters of credit. Banking expansion followed the 2011 acquisition.
- **Investment funds and wealth services** — Fund distribution, brokerage and wealth advice delivered through separate group entities. The funds business was acquired in 2004.
- **Dream Loan** — Mortgage product marketed to foreign buyers of homes in Mexico, paired with foreign-exchange and property-trust services.
- **Trust services** — Fiduciary administration for corporate and individual needs, including property-related trusts.
- **Mobile banking** — Historical app supported balance checks, domestic transfers, investments and certain international payments; current servicing depends on the successor institution.

## Achievements

- Entered banking by acquiring Banco Regional de Chihuahua in 2011.
- Established a Korean-business service center in Apodaca, documented in 2021.
- Reported more than 60 Mexican branches across 27 states in its 2024 group report.

## Latest updates

- **2025-06** — FinCEN identified Intercam as a primary money laundering concern in connection with illicit opioid trafficking and ordered restrictions on certain fund transmittals. Mexico appointed a precautionary administrator. These were regulatory actions, not a criminal conviction.
- **2025-08** — Kapital announced the proposed acquisition of significant operations, forensic asset review and a USD 100 million post-closing commitment to its banking operations.
- **2025-09** — La Jornada reported the acquisition of operating assets, liabilities, branches and trusts and the shift to Kapital communications from September 1.
- **2025-10** — A Mexican official notice documented separation of Intercam Banco from the group and incorporation of KPTL México Bank; StoneX separately completed acquisition of U.S. affiliates Intercam Advisors and Intercam Securities.
- **2025-12** — The Diario Oficial published the authorization documenting the separation of Intercam Banco and restructuring of the financial group.

## Links

- Website: https://kapital.com
- LinkedIn: https://www.linkedin.com/company/intercam/
- Twitter/X: https://twitter.com/IntercamBanco
- YouTube: https://www.youtube.com/channel/UCEtKgxB1bM27N9CQD_3e3_Q
- Facebook: https://www.facebook.com/IntercamGF/

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Profile page: https://yespress.io/intercam-banco
Published by YesPress — https://yespress.io
Last updated: 2026-10-10