# Incomlend

> Incomlend is a Singapore-based global invoice financing marketplace that connects SMEs, exporters and importers with institutional investors, letting businesses convert unpaid trade invoices into cash - often within 48 hours and for up to 90% of invoice value - without traditional collateral. Founded in 2016 by Morgan Terigi and Dimitri Kouchnirenko, the platform lets investors 'cherry-pick' individual cross-border receivables, and has financed more than USD 1 billion in trades across 50+ countries and 20+ industries.

- **Founded:** 2016
- **Headquarters:** Singapore, Singapore
- **Founders:** Morgan Terigi (Co-Founder & CEO), Dimitri Kouchnirenko (Co-Founder)
- **Team size:** Approximately 49-100 employees
- **Products:** Invoice Financing Marketplace, Invoice Factoring (for exporters), Buyer-driven / Supply Chain Finance (for importers), Investor Platform / Incomlend Capital
- **Notable:** Financed over USD 1 billion in trades (platform reports USD 2 billion+ in invoices processed)., Served 850+ companies across 50+ countries and 20+ industries., Raised USD 20M Series A led by Sequoia India with CMA CGM participation (2020).

## Products & services

- **Invoice Financing Marketplace** — A global platform where exporters and importers upload trade invoices and get them funded by institutional investors, typically within 48 hours and for up to 90% of invoice value.
- **Invoice Factoring (for exporters)** — Non-recourse factoring of export receivables, allowing SMEs to receive early payment on invoices without adding debt to their balance sheet.
- **Buyer-driven / Supply Chain Finance (for importers)** — Payment-term extension of up to 120 days for importers while suppliers still get paid early.
- **Investor Platform / Incomlend Capital** — A regulated channel for accredited and institutional investors to allocate capital into short-term, credit-insured trade receivables as an asset class, managed under a Singapore Capital Markets Services licence.

## Achievements

- Financed over USD 1 billion in trades (platform reports USD 2 billion+ in invoices processed).
- Served 850+ companies across 50+ countries and 20+ industries.
- Raised USD 20M Series A led by Sequoia India with CMA CGM participation (2020).
- Incomlend Capital received a Capital Markets Services (CMS) licence from the MAS.
- Built proprietary digital underwriting and processing technology enabling ~48-hour funding.

## Latest updates

- **2020-08** — Closed USD 20M Series A led by Sequoia Capital India with CMA CGM Group participation.
- **2020-10** — Incomlend CEO Morgan Terigi featured on CNBC explaining the 'cherry-picking' invoice marketplace model.
- **2021** — Incomlend Capital received a Capital Markets Services licence from the Monetary Authority of Singapore.
- **2023** — Launched a multi-million invoice financing programme for India-based bulk-bag manufacturer SafeFlex International.
- **2024** — Reported surpassing USD 1 billion in trades financed and continued expansion across Asia and Europe.

## Links

- Website: https://incomlend.com
- LinkedIn: https://www.linkedin.com/company/incomlend
- Twitter/X: https://twitter.com/incomlend
- Facebook: https://facebook.com/Incomlend/

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Profile page: https://yespress.io/incomlend
Published by YesPress — https://yespress.io
Last updated: 2026-07-27