# Inclined

> Inclined Technologies connects eligible life insurance policyowners with bank credit secured by their policies' cash value. Its advisor portal, online application, revolving line of credit and mobile app turn a traditionally manual borrowing process into an ongoing digital account.

- **Founded:** 2020
- **Headquarters:** Sausalito, United States
- **Founders:** Joshua Wyss (CEO and co-founder), Mark Shaw (CTO and co-founder), Graham Gerlach (Co-founder)
- **Products:** Inclined Line of Credit (iLOC), Advisor Portal, Inclined mobile app
- **Notable:** More than $1 billion in credit originated through its platform by August 2025, according to company founders in Crunchbase News., Thousands of advisors actively using the platform as of August 2025, according to the company., Ranked No. 9 on the 2026 Best Places to Work in Fintech list.

## Products & services

- **Inclined Line of Credit (iLOC)** — A revolving bank line of credit secured by eligible life insurance cash value, with online draws and payments and no Inclined platform fee; interest applies to borrowing.
- **Advisor Portal** — Lets financial advisors introduce clients, follow applications, view rates and monitor consenting clients' account activity.
- **Inclined mobile app** — iOS and Android app for active iLOC clients to view available credit, draw funds, make payments, link bank accounts and retrieve documents.

## Achievements

- More than $1 billion in credit originated through its platform by August 2025, according to company founders in Crunchbase News.
- Thousands of advisors actively using the platform as of August 2025, according to the company.
- Ranked No. 9 on the 2026 Best Places to Work in Fintech list.

## Latest updates

- **2026-01** — Launched an iOS app for active iLOC clients; the announcement was later updated to include Android availability.
- **2026** — Ranked No. 9 on American Banker and Best Companies Group's Best Places to Work in Fintech list.
- **2025-08** — Announced an $8 million Series B led by HSCM Ventures with Northwestern Mutual Future Ventures participating.

## Links

- Website: https://www.inclined.com
- LinkedIn: https://www.linkedin.com/company/inclined-tech

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Profile page: https://yespress.io/inclined
Published by YesPress — https://yespress.io
Last updated: 2026-09-29