# i2c Inc.

> i2c Inc. is a private financial-technology infrastructure company that gives banks, credit unions, fintechs, governments and brands the machinery to issue and manage credit, debit and prepaid products, run core banking accounts, move money across payment rails and handle operational work such as fraud and disputes. Its pitch is architectural: one internally built, configurable platform with more than 100,000 pre-coded building blocks and 300-plus APIs, rather than a stack assembled from acquired systems. Founded by Amir Wain and headquartered in Redwood City, i2c says it supports billions of transactions and is operationally ready across more than 216 countries and territories.

- **Founded:** 2000
- **Headquarters:** Redwood City, United States
- **Founders:** Amir Wain (Founder and CEO)
- **Team size:** 1,600+ global specialists according to i2c's current website; the supplied company-data record estimates 2,100 employees.
- **Products:** Issuer Processing, Credit Solutions, Core Banking, Payment Hub, Fraud Risk Management
- **Notable:** Reached 25 years in operation in 2025., Reports 99.999% historical availability through dual-active data centers., Offers more than 100,000 pre-coded configurable building blocks and more than 300 APIs.

## Products & services

- **Issuer Processing** — Cloud-based processing for consumer and commercial credit, debit and prepaid programs, including authorization, settlement, instant issuance, wallets, controls, rewards and reporting.
- **Credit Solutions** — Configurable products across secured, revolving, commercial, co-brand, private-label, BNPL and installment credit, with underwriting, servicing, collections and portfolio tools.
- **Core Banking** — A real-time cloud core for consumer and business deposit accounts, integrated with card processing, digital channels, fraud controls and a centralized ledger.
- **Payment Hub** — API-based orchestration across rails including FedNow, Visa Direct and ACH, with support for Mastercard Send, RTP, Zelle, PayPal and Venmo depending on program availability.
- **Fraud Risk Management** — AI-assisted real-time fraud scoring, more than 250 configurable rules, monitoring, alerting and optional managed fraud operations.
- **Value-Added Services** — Implementation and program-management support, 24/7 multilingual customer care, dispute and chargeback handling, fraud operations and lifecycle consulting.
- **Developer APIs** — More than 300 APIs for embedding card, banking, account, control and payment functions into third-party products and channels.

## Achievements

- Reached 25 years in operation in 2025.
- Reports 99.999% historical availability through dual-active data centers.
- Offers more than 100,000 pre-coded configurable building blocks and more than 300 APIs.
- Reports operational readiness across more than 216 countries and territories and support for global currencies, languages and time zones.
- Named Overall FinTech Company of the Year in the 2026 FinTech Breakthrough Awards.
- Named an Established Leader in Juniper Research's Modern Card Issuing Platforms 2025-2030 report.
- Placed in the 2025 IDC FinTech Rankings Top 100 and received an Emerging FinTech distinction.
- Won Best As-a-Service Solution - Payments at the 2025 Banking Tech Awards USA for Payment Hub.
- Became the first issuer processor certified globally to enable Visa Click to Pay, according to i2c and Visa-related announcements.
- Its AI fraud solution was reported to reduce fraud losses by up to 62% versus industry norms in a 2025 awards announcement; results will vary by portfolio.

## Latest updates

- **2026-07** — Appointed Joseph Schmidt as chief financial officer and Jason Goldberg as chief client officer.
- **2026-06** — Founder and CEO Amir Wain received a Silver Stevie Award for AI leadership at the 2026 American Business Awards.
- **2026-05** — Announced a partnership with CoinZoom to support an international crypto-enabled debit card program across more than 152 countries.
- **2026-05** — Celent recognized i2c in its U.S. card issuing and processing solutions research.
- **2026-03** — Named Overall FinTech Company of the Year in the 2026 FinTech Breakthrough Awards.
- **2026-03** — Added Dean Scharmen Jr., Mickey Lynch, Candace Davies and Meredith Carlo to senior leadership roles focused on growth, partnerships, marketing and legal affairs.
- **2025-12** — Sightline Payments selected i2c to support a payments ecosystem for U.S. gaming.
- **2025-10** — Announced global certification as the first issuer processor to enable Visa Click to Pay and marked its 25th anniversary.

## Links

- Website: https://www.i2cinc.com/
- LinkedIn: https://www.linkedin.com/company/i2c-inc
- Twitter/X: https://x.com/i2cinc
- YouTube: https://www.youtube.com/@i2c-inc
- Instagram: https://www.instagram.com/i2c_inc/
- Facebook: https://www.facebook.com/i2cinc/

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Profile page: https://yespress.io/i2c-inc
Published by YesPress — https://yespress.io
Last updated: 2026-08-14