# Hum Capital

> Hum Capital is a New York financial technology company that uses connected business data and credit expertise to arrange or provide growth debt for established US companies. Its marketplace matches borrowers with lenders, while Hum Financial lends directly; borrowers can explore options free and pay through a success fee or loan terms when financing proceeds.

- **Founded:** 2019
- **Headquarters:** New York, United States
- **Founders:** Blair Silverberg (Co-founder; former CEO; Head of Advanced Analytics), Csaba Konkoly (Co-founder; strategic adviser), Chris Olivares (Co-founder; technology leader)
- **Products:** The Capital Machine, Intelligent Capital Market / Hum Marketplace, SmartRaise and SmartMatch, Hum Financial, Max Debt Calculator
- **Notable:** Hum reported over 6,000 companies on its platform across 40 industries and more than $700 million in facilitated capital commitments in April 2025., Hum Financial's product page reports more than $445 million deployed since 2021 and more than 125 companies funded., Hum was named Business Lending Platform of the Year in the 2026 FinTech Breakthrough Awards program.

## Products & services

- **The Capital Machine** — The original underwriting technology for assessing growth businesses and potential debt terms.
- **Intelligent Capital Market / Hum Marketplace** — Connects business financial systems, standardizes company data and matches established borrowers to lender criteria.
- **SmartRaise and SmartMatch** — SmartRaise introduced preliminary, rules-based debt terms for eligible companies; SmartMatch describes the multi-lender matching route.
- **Hum Financial** — Direct lending arm that underwrites and funds flexible non-dilutive facilities for qualifying businesses.
- **Max Debt Calculator** — Free estimator of possible borrowing capacity based on entered financial metrics.

## Achievements

- Hum reported over 6,000 companies on its platform across 40 industries and more than $700 million in facilitated capital commitments in April 2025.
- Hum Financial's product page reports more than $445 million deployed since 2021 and more than 125 companies funded.
- Hum was named Business Lending Platform of the Year in the 2026 FinTech Breakthrough Awards program.

## Latest updates

- **2026-06** — Hum published a lender spotlight explaining how Hum Financial combines credit judgment with Hum AI.
- **2026-03** — Hum announced a Business Lending Platform of the Year award from FinTech Breakthrough.
- **2025-04** — Hum announced a $200 million lending facility and appointed Stephen Isaacs president.
- **2024-10** — Andrew Eisen became CEO, succeeding co-founder Blair Silverberg.

## Links

- Website: https://humcapital.com/
- LinkedIn: https://www.linkedin.com/company/humcapital/
- Twitter/X: https://twitter.com/humcapital/
- Facebook: https://facebook.com/HumCapital

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Profile page: https://yespress.io/hum-capital
Published by YesPress — https://yespress.io
Last updated: 2026-09-29