# Horace Mann

> Horace Mann Educators Corporation is a publicly traded insurance and financial-services company built around the needs of educators and other public-service workers. Founded by two Springfield teachers in 1945, it sells auto, home, renters, umbrella and life insurance; retirement and investment products; and supplemental and group benefits through local agents, direct channels, brokers and school-district relationships. Its differentiation is specialization: educator-specific coverage, knowledge of public pension and 403(b) systems, financial-wellness programs, student-loan guidance and classroom-support partnerships that turn a narrow audience into a broad, long-duration customer relationship.

- **Founded:** 1945
- **Headquarters:** Springfield, United States
- **Founders:** Leslie 'Les' Nimmo (Co-founder and educator), Carrol Hall (Co-founder and educator)
- **Team size:** Approximately 1,800 employees as of December 31, 2025, excluding its broader agent network.
- **Products:** Property & Casualty insurance, Life insurance, Retirement and investment solutions, Supplemental & Group Benefits, Student Loan Solutions
- **Notable:** Founded by educators in 1945 and expanded from teacher auto insurance into a national multiline financial-services company., Serves approximately 1 million of the nation's nearly 8 million K-12 teachers, administrators and support staff., Reported record core earnings of $196 million and net income of $162 million for 2025.

## Products & services

- **Property & Casualty insurance** — Private-passenger auto, homeowners, renters and personal umbrella coverage, including educator-specific Educator Advantage benefits where available.
- **Life insurance** — Individual life insurance protection distributed to educators and their families.
- **Retirement and investment solutions** — Tax-qualified retirement products, including 403(b) and 457(b) plans, annuities, retirement education, 529 plans and investment-management services.
- **Supplemental & Group Benefits** — Employer- and employee-paid disability, life, accident, critical-illness and supplemental health products for schools and other public-sector employers.
- **Student Loan Solutions** — Complimentary guidance, online tools, webinars and loan coaching designed to help public-school educators understand repayment and forgiveness options.
- **HMScore** — A free credit-report, score and monitoring experience launched with TransUnion for educators.
- **Horace Mann Club** — A free educator and school-employee program offering wellness, discount, professional-development, financial and classroom resources.

## Achievements

- Founded by educators in 1945 and expanded from teacher auto insurance into a national multiline financial-services company.
- Serves approximately 1 million of the nation's nearly 8 million K-12 teachers, administrators and support staff.
- Reported record core earnings of $196 million and net income of $162 million for 2025.
- Maintains financial-strength ratings of A from AM Best, S&P and Fitch and A2 from Moody's, according to the company.
- Student Loan Solutions identified more than $740 million in projected loan-forgiveness opportunities from inception through 2025, according to the company.
- Horace Mann and its representatives donated more than $7.8 million to DonorsChoose and funded nearly 22,000 classroom projects from 2010 through 2025.
- Named the 2025 Voluntary Sales Growth Leader in the small-carrier category by Eastbridge Consulting Group after Wise Benefits voluntary sales rose 48.2% in 2025.
- Reduced Scope 1 and Scope 2 emissions by 61% from its 2019 baseline as reported for 2024.

## Latest updates

- **2026-07** — Announced agreements with Medical Mutual of Ohio to acquire Employee Services, Reserve National Insurance Company and related group life and disability business, subject to transaction terms and approvals.
- **2026-05** — Reported first-quarter net income of $41.2 million and record first-quarter core earnings of $52.5 million; premiums, contract charges and fee revenue rose 6%.
- **2026-05** — Eastbridge Consulting Group named Horace Mann the 2025 Voluntary Sales Growth Leader in the small-carrier category; Wise Benefits voluntary sales increased 48.2% in 2025.
- **2026-02** — Launched the no-cost Horace Mann Club for educators and school employees, combining wellness, discounts, professional development, financial tools and classroom resources.
- **2026-02** — Reported 2025 net income of $162 million, record core earnings of $196 million and nearly 7% annual revenue growth.
- **2025-11** — Expanded affinity distribution through education-focused university alumni associations, including Grand Canyon University.
- **2025-10** — Partnered with Teach For America to offer financial education and support to corps members and alumni.
- **2025-05** — Announced a strategic partnership with Crayola supporting Creativity Week, teaching resources and educator well-being.

## Links

- Website: https://www.horacemann.com
- LinkedIn: https://www.linkedin.com/company/horace-mann
- Twitter/X: https://twitter.com/HoraceMann
- Facebook: https://www.facebook.com/HoraceMannInsurance

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Profile page: https://yespress.io/horace-mann
Published by YesPress — https://yespress.io
Last updated: 2026-08-12