# Highline

> Highline is a Dallas-based fintech that runs an intelligent payment network called Pay by Paycheck, which lets consumers automate bill and loan payments directly from their paychecks before the money reaches their bank accounts. By capturing funds through a payroll split at the moment payroll is run, Highline helps borrowers avoid missed payments, late fees and overdrafts while giving lenders and billers a more reliable way to get paid - expanding access to lower-cost credit for the roughly 40 million Americans who have steady jobs but thin or subprime credit files.

- **Founded:** 2020
- **Headquarters:** Dallas, Texas, United States
- **Founders:** Geoff Brown (Co-founder & CEO), Darin Cline (Co-founder & COO), Arun Agrahri (Co-founder & CTO)
- **Team size:** ~14-15
- **Products:** Pay by Paycheck, Lending Solutions, Billing Solutions, Developer / Embedded Widget & API
- **Notable:** Raised a combined $17.5M across seed and Series A in 2022, Won a 2023 BIG Innovation Award (Business Intelligence Group), Reports missed payments reduced by up to 67% via payroll-linked lending

## Products & services

- **Pay by Paycheck** — An intelligent payment network that captures funds prior to direct deposit by creating a split payment when payroll is run, automatically routing bill and loan payments before money reaches the consumer's bank account.
- **Lending Solutions** — Payroll-linked repayment for lenders across personal loans, lease-to-own, retail and credit cards - reducing credit losses, expanding reach and enabling lower-cost credit for non-prime borrowers.
- **Billing Solutions** — Automated bill payment for billers that reduces churn, lowers collection costs and minimizes financial risk by collecting at the source of income.
- **Developer / Embedded Widget & API** — An embedded payment widget and payment request API that lets lending and billing platforms integrate Pay by Paycheck into their own products.

## Achievements

- Raised a combined $17.5M across seed and Series A in 2022
- Won a 2023 BIG Innovation Award (Business Intelligence Group)
- Reports missed payments reduced by up to 67% via payroll-linked lending
- Reports default rates lowered by more than 50%
- Reports creditworthiness improvement equivalent to 80-100 FICO points
- Doubled team size in the first half of 2022 and launched early clients across multiple lending verticals

## Latest updates

- **2022-02** — Launched out of stealth with $4.5M seed funding led by Foundation Capital and Costanoa Ventures.
- **2022-08** — Raised $13M Series A led by Jump Capital, with Costanoa and Foundation Capital participating.
- **2023-01** — Won a 2023 BIG Innovation Award for its Pay by Paycheck payment network.
- **2023-03** — CEO Geoff Brown featured as an industry speaker on the intersection of payroll, payments and lending at fintech events.

## Links

- Website: https://highline.co
- LinkedIn: https://www.linkedin.com/company/highlineco
- Twitter/X: https://twitter.com/Highline_Co

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Profile page: https://yespress.io/highline
Published by YesPress — https://yespress.io
Last updated: 2026-07-20