# Gal Krubiner

> Gal Krubiner is the New York-based co-founder, CEO and a director of Pagaya Technologies. A Tel Aviv University graduate and former UBS structured-credit professional, he founded Pagaya in 2016 with Avital Pardo and Yahav Yulzari, connecting AI-based lending decisions with institutional funding. He received an EY Entrepreneur Of The Year New York award in 2024.

- **Role:** Co-Founder and Chief Executive Officer at Pagaya Technologies
- **Organizations:** Pagaya Technologies, UBS
- **Nationality:** Israeli
- **Education:** B.A. in Applied Science, Economics & Statistics, Tel Aviv University
- **Known for:** Co-founded Pagaya in 2016 and led it through its 2022 public-market debut., EY Entrepreneur Of The Year 2024 New York award winner., Named among The Financial Technology Report’s Top 25 Financial Technology Leaders of New York for 2022.

## Career timeline

- **2012-2016** — Structured and distributed credit and asset-backed securities products at UBS.
- **2015** — An August conversation with a future partner helped shape the idea for Pagaya.
- **2016** — Co-founded Pagaya with Avital Pardo and Yahav Yulzari; became CEO and a director.
- **2018** — Moved to the United States.
- **2022** — Pagaya completed its EJF Acquisition Corp. combination on June 22; Nasdaq trading began June 23.
- **2024** — Received an EY Entrepreneur Of The Year New York award.
- **2026** — Continues as Pagaya CEO; company announced its 100th ABS transaction on October 12.

## Achievements

- Co-founded Pagaya in 2016 and led it through its 2022 public-market debut.
- EY Entrepreneur Of The Year 2024 New York award winner.
- Named among The Financial Technology Report’s Top 25 Financial Technology Leaders of New York for 2022.

## Latest updates

- **2026-10** — Pagaya announced its 100th ABS transaction, a $650 million auto deal, bringing lifetime issuance above $44 billion.
- **2026-09** — Pagaya announced a $460 million revolving personal-loan facility expected to deploy approximately $850 million over 24 months.
- **2026-09** — Pagaya announced Marqeta founder Jason Gardner’s appointment to its board.
- **2026-07** — Pagaya reported Q2 2026 GAAP net income attributable to shareholders of $45 million and network volume of $3.5 billion.

## Links

- Website: https://pagaya.com
- LinkedIn: https://www.linkedin.com/in/gal-krubiner-8b765617
- Twitter/X: https://x.com/galkrubiner

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Profile page: https://yespress.io/gal-krubiner
Published by YesPress — https://yespress.io
Last updated: 2026-10-23