# FVCbank

> FVCbank is a Virginia-chartered commercial community bank serving businesses, nonprofits, professionals and individuals in the Washington-Baltimore region. A subsidiary of Nasdaq-listed FVCBankcorp, Inc., it combines relationship banking, commercial lending and treasury management with partner-built digital tools including Lightning Lending and Business Insights.

- **Founded:** 2007
- **Headquarters:** Fairfax, United States
- **Founders:** David W. Pijor (Founder, lead organizer, Chairman and CEO)
- **Products:** Lightning Lending, Business Insights, Commercial lending, Treasury management, Rent Direct
- **Notable:** Opened on November 27, 2007., Reached roughly $1 billion in assets by its tenth anniversary in 2017., Parent FVCBankcorp listed on Nasdaq in 2018.

## Products & services

- **Lightning Lending** — Numerated-powered digital business lending. Current published maximum is $350,000, with funding advertised in as little as 48 hours for approved applicants; geography, business age, credit and ownership requirements apply.
- **Business Insights** — Monit-powered accounting integrations, cash-flow forecasts, benchmarking and financial alerts, offered at no additional cost to FVCbank business customers.
- **Commercial lending** — Business term loans, credit lines, asset-based financing, construction and commercial real estate financing, including specialized government contractor facilities.
- **Treasury management** — ACH, wires, fraud controls, liquidity sweeps, deposit services and business online banking.
- **Rent Direct** — Complimentary rent and fee collection platform for landlords, property managers, HOAs and other operators.
- **Escrow Direct** — Escrow and subaccount management with custom reporting for businesses including real estate and legal firms.
- **Personal banking** — Checking, savings, CDs, retirement accounts, cards, home equity credit and online/mobile services.
- **Cannabis industry banking** — Specialized accounts, cash handling and lending for licensed cannabis-related businesses, with dedicated due diligence and monitoring.
- **Bank at Work** — Personal banking program for employees of business customers, including checking and ATM reimbursement features.

## Achievements

- Opened on November 27, 2007.
- Reached roughly $1 billion in assets by its tenth anniversary in 2017.
- Parent FVCBankcorp listed on Nasdaq in 2018.
- Completed Colombo Bank acquisition in October 2018.
- Lightning Lending was a finalist for Best Initiative to Promote Financial Inclusion in the Future Branches awards, according to the 2024 annual report.
- Parent reported Q3 2026 net income of $6.6 million, up 19% year over year.

## Latest updates

- **2026-10** — October 22 release: Q3 net income $6.6 million, up 19% year over year; net interest margin 3.32%; cost of funds 2.42%; loans $1.91 billion.
- **2026-07** — Q2 net income was $8.2 million, including an $847,000 pretax gain from sale of the Bearing Insurance Group minority interest.
- **2026-03** — Podcast episode with David Pijor and Patricia Ferrick addressed stewardship, fraud, cybersecurity and institutional trust.
- **2026-02** — Parent issued $25 million of 6.75% senior unsecured notes due March 1, 2029, after redeeming approximately $19 million of floating-rate subordinated debt in January.

## Links

- Website: https://www.fvcbank.com/
- LinkedIn: https://www.linkedin.com/company/fvcbank/
- Facebook: https://www.facebook.com/fvcbank/

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Profile page: https://yespress.io/fvcbank
Published by YesPress — https://yespress.io
Last updated: 2026-10-25