# Fispoke

> Fispoke is a Florida-based fintech that gives independent financial advisors the private-banking toolkit normally reserved for the biggest institutions - without the advisor having to become a bank. Its platform embeds high-yield cash accounts, securities-backed loans, mortgages, advisor-branded credit cards, and business financing into the software advisors already use, handling the infrastructure, compliance, and execution behind the scenes. Founded in 2023 by Robert Clare and led by a bench of former wealth and banking executives, Fispoke raised over $2 million in seed capital and has partnered with First Rate and Wealthbox to bridge the long-standing gap between wealth management and banking.

- **Founded:** 2023
- **Headquarters:** West Melbourne, Florida, United States
- **Founders:** Robert Clare (Founder, CEO & Board Chairman), Scott Young (Co-founder), Myra Tucker (Co-founder)
- **Team size:** ~11 employees
- **Products:** High-Yield Savings Accounts, Securities-Backed Lending, Real Estate & Mortgage Lending, Advisor-Branded Credit Cards, Advisor Financing
- **Notable:** Closed a seed round exceeding $2 million in December 2024., Secured strategic investment and partnership from First Rate in June 2024., Built a board including former leaders from Goldman Sachs' Global Private Bank and Wells Fargo Advisors.

## Products & services

- **High-Yield Savings Accounts** — FDIC-insured deposit accounts with competitive yields and no minimum balance requirements.
- **Securities-Backed Lending** — Liquidity against a client's portfolio without selling assets or disrupting the investment strategy.
- **Real Estate & Mortgage Lending** — Residential mortgages and home financing integrated directly into the client's financial plan.
- **Advisor-Branded Credit Cards** — Credit experiences carrying the advisor's brand to deepen client loyalty.
- **Advisor Financing** — Capital for RIA mergers and acquisitions, succession planning, and business expansion.
- **Custom & Commercial Credit** — Flexible lending and commercial loan solutions delivered with transparency and personal service.
- **Cash Management** — Comprehensive deposit and cash solutions that let advisors keep client cash on-platform.

## Achievements

- Closed a seed round exceeding $2 million in December 2024.
- Secured strategic investment and partnership from First Rate in June 2024.
- Built a board including former leaders from Goldman Sachs' Global Private Bank and Wells Fargo Advisors.
- Launched a Wealthbox CRM integration to streamline advisor account applications.

## Latest updates

- **2024-12** — Announced a capital raise exceeding $2 million, led by The Founder's Chair.
- **2024-06** — First Rate announced a strategic investment and partnership with Fispoke.
- **2025-01** — Rolled out a Wealthbox integration to pre-fill client banking applications and reduce onboarding errors.

## Links

- Website: https://fispoke.com
- LinkedIn: https://www.linkedin.com/company/fispoke

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Profile page: https://yespress.io/fispoke
Published by YesPress — https://yespress.io
Last updated: 2026-08-06