# First Commonwealth Federal Credit Union

> First Commonwealth Federal Credit Union is a member-owned financial cooperative serving consumers and businesses in Pennsylvania and New Jersey. It combines everyday accounts, consumer and commercial lending, digital banking, and partner-delivered investment services with free financial counseling and community-based education.

- **Founded:** 1959
- **Headquarters:** Allentown, United States
- **Products:** Personal checking and savings, Consumer loans and credit cards, Digital Banking, Business banking and cash management, Cannabis banking
- **Notable:** 2025 year-end assets of $1,454,192,683 and net income of $8,621,247., Completed Bellco merger June 1, 2024, adding Sinking Spring and Wyomissing locations., 2025 annual report records twelve scholarships of $2,500 each.

## Products & services

- **Personal checking and savings** — Cashback, teen, Fresh Start and Common checking; share savings, certificates, money markets, HSAs and IRAs.
- **Consumer loans and credit cards** — Mortgages, home equity, auto and personal loans, plus several credit card options. Approval and product terms apply.
- **Digital Banking** — Mobile check deposit, bill pay, transfers, card controls, account alerts, budgeting tools and Zelle for eligible accounts. Tutorials state a 60-day membership requirement for mobile deposit enrollment.
- **Business banking and cash management** — Business deposit accounts, term loans, lines of credit, commercial real estate loans, ACH, remote deposit capture, wires and permissioned employee access. Some services carry fees.
- **Cannabis banking** — Accounts, digital cash management and business lines of credit for eligible cannabis businesses in Pennsylvania and New Jersey.
- **Financial wellness** — Free education tools, certified financial counselors and a complimentary counseling session through GreenPath; Banzai-powered hub introduced in 2025.
- **First Commonwealth Investment Services** — Financial planning, retirement, estate and college planning access through LPL Financial representatives. Securities and advisory services are offered by LPL, not the credit union.

## Achievements

- 2025 year-end assets of $1,454,192,683 and net income of $8,621,247.
- Completed Bellco merger June 1, 2024, adding Sinking Spring and Wyomissing locations.
- 2025 annual report records twelve scholarships of $2,500 each.
- Sharon Furbur received 2025 Lehigh Valley Business Icon Honors.
- Company homepage reports a 2026 Morning Call Readers’ Choice Best Credit Union award.

## Latest updates

- **2026-10** — Published an October 7 International Credit Union Day article about cooperative finance.
- **2026-03** — Announced March 31 opening of the relocated Allentown Commons Financial Center, replacing Union Boulevard.
- **2026-01** — Announced partnership with TriUnity Foundation for eligible individuals facing terminal or life-threatening illness.
- **2025-08** — Reported food delivery and opening of cashless Financial Wellness Center at Easton Area Neighborhood Center.
- **2025-04** — Announced Upstart personal-lending partnership.

## Links

- Website: https://www.firstcomcu.org/
- LinkedIn: https://www.linkedin.com/company/first-commonwealth-federal-credit-union
- Twitter/X: https://twitter.com/firstcomcu
- YouTube: https://www.youtube.com/playlist?list=PLgmLgry3kCuoLZm5WrmwG-jInF0sVvOYw
- Instagram: https://www.instagram.com/firstcomcu/
- Facebook: https://www.facebook.com/firstcomcu

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Profile page: https://yespress.io/first-commonwealth-federal-credit-union
Published by YesPress — https://yespress.io
Last updated: 2026-10-25
