# First American Home Warranty

> First American Home Warranty sells renewable service contracts that help homeowners manage the cost and logistics of repairing or replacing covered household systems and appliances after normal wear and tear. Founded in 1984 and operating as a business of First American Financial Corporation, it serves homeowners directly and also distributes plans through real estate professionals for buyers and sellers. Customers pay a monthly or annual plan price plus a service-call fee; First American then coordinates eligible work through independent contractors, subject to each contract's limits and exclusions.

- **Founded:** 1984
- **Headquarters:** Santa Rosa, United States
- **Team size:** 501-1,000 employees listed for the subsidiary on LinkedIn; the broader First American organization reports more than 14,000 people.
- **Products:** Starter Plan, Essential Plan, Premium Plan, Optional Add-on Coverage, Real Estate Home Warranty Plans
- **Notable:** More than 40 years in the home-warranty market., Operates in 36 states and Washington, D.C., according to First American Financial's 2025 Form 10-K., The parent company's home-warranty segment reported $442.9 million in 2025 revenue.

## Products & services

- **Starter Plan** — Entry-level direct-to-consumer coverage for core systems and kitchen appliances, including plumbing, electrical, heating, dishwasher, refrigerator, disposal, oven, cooktop and microwave; availability and terms vary by location.
- **Essential Plan** — Adds frequently used items such as clothes washer and dryer, water heater, air conditioning and garage-door opener to Starter coverage, subject to contract terms.
- **Premium Plan** — The broadest direct-to-consumer tier, combining lower-tier coverage with additional systems, appliances and enhanced protection defined in the local contract.
- **Optional Add-on Coverage** — Selectable protection for items such as pools and spas, well pumps and additional refrigerators, with availability varying by state and plan.
- **Real Estate Home Warranty Plans** — Transaction-oriented plans for home buyers and sellers, distributed with the help of real estate professionals and offered with market-specific terms and pricing.
- **Online Service Requests** — A digital claims and dispatch workflow through which contract holders request service and First American assigns an independent contractor for an eligible issue.

## Achievements

- More than 40 years in the home-warranty market.
- Operates in 36 states and Washington, D.C., according to First American Financial's 2025 Form 10-K.
- The parent company's home-warranty segment reported $442.9 million in 2025 revenue.
- The home-warranty segment reported a 19.5% pretax margin in 2025, up from 15.1% in 2024.
- The segment's claims provision fell to 41.4% of home-warranty premiums in 2025 from 46.4% in 2024.
- Parent First American Financial was named to the Fortune 100 Best Companies to Work For list for an eleventh consecutive year in 2026.

## Latest updates

- **2026-06** — The company promoted its 'Mr. Inevitable' campaign and personalized-plan positioning in a LinkedIn update.
- **2026-04** — Parent First American Financial marked its eleventh consecutive appearance on the Fortune 100 Best Companies to Work For list.
- **2026-03** — First American Financial filed its 2025 Form 10-K, reporting $442.9 million of home-warranty segment revenue and a 19.5% pretax margin.
- **2025-12** — The home-warranty business ended 2025 operating in 36 states and Washington, D.C.; its claims provision was 41.4% of premiums for the year.

## Links

- Website: https://homewarranty.firstam.com/
- LinkedIn: https://www.linkedin.com/company/first-american-home-warranty
- Twitter/X: https://twitter.com/FirstAmNews
- Facebook: https://www.facebook.com/First.American.Financial

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Profile page: https://yespress.io/first-american-home-warranty
Published by YesPress — https://yespress.io
Last updated: 2026-08-13