# First Alliance Home Mortgage

> First Alliance Home Mortgage is a privately held mortgage lender founded in 2004 and based in Cranford, New Jersey. It serves homebuyers and refinancing homeowners through loan officers, government-backed and conventional mortgage products, specialized financing, and a borrower app, while also recruiting branch partners.

- **Founded:** 2004
- **Headquarters:** Cranford, United States
- **Founders:** Sam Khalil (Founder and Chief Executive Officer)
- **Products:** Conventional mortgages, FHA loans, VA loans, USDA loans, NJHMFA programs
- **Notable:** Operating since 2004., Listed on NJHMFA’s participating-lender list dated April 1, 2026., Maintains a borrower-facing Android app, FAHM Loans.

## Products & services

- **Conventional mortgages** — Fixed-rate and adjustable-rate loans for home purchases and refinancing.
- **FHA loans** — Government-insured mortgages, including low-down-payment options for eligible borrowers.
- **VA loans** — Home financing for eligible veterans, service members and qualifying military borrowers.
- **USDA loans** — Government-backed home financing subject to borrower and property eligibility.
- **NJHMFA programs** — Participating-lender access to New Jersey first-time buyer mortgages and conditional down payment assistance.
- **Jumbo mortgages** — Home loans for borrowing above applicable conforming limits.
- **Non-QM loans** — Specialized financing options for borrowers outside standard qualified-mortgage channels.
- **Renovation financing** — Renovation mortgage products, including FHA 203k capabilities listed among company specialties.
- **Reverse mortgages** — Reverse mortgage services listed among company specialties; availability and terms require confirmation.
- **FAHM Loans mobile app** — Mortgage applications, document uploads, loan tracking and direct loan-officer messaging.
- **Branch partnerships** — Mortgage platform, operational support, technology and branch management opportunities.

## Achievements

- Operating since 2004.
- Listed on NJHMFA’s participating-lender list dated April 1, 2026.
- Maintains a borrower-facing Android app, FAHM Loans.

## Latest updates

- **2026-06** — The Google Play listing retrieved during research shows a June 29, 2026 app update describing revised loan details and a dashboard highlighting required actions.
- **2026-04** — NJHMFA’s April 1 participating-lender list includes First Alliance Home Mortgage.

## Links

- Website: https://www.fahmloans.com/
- LinkedIn: https://www.linkedin.com/company/fahmloans
- YouTube: https://www.youtube.com/channel/UCLxT5aboL8ptckfUgejSjlg
- Instagram: https://www.instagram.com/fahmloans/
- Facebook: https://www.facebook.com/fahmloans/

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Profile page: https://yespress.io/first-alliance-home-mortgage
Published by YesPress — https://yespress.io
Last updated: 2026-10-25