# Finzly

> Finzly is a Charlotte-based financial technology company that gives banks and credit unions a modern operating layer for payments, accounts, foreign exchange, trade finance and embedded banking. Its cloud-native, API-first BankOS sits alongside existing cores, unifies rails such as ACH, Fedwire, FedNow, RTP and SWIFT, and lets institutions modernize incrementally rather than attempt a risky core replacement.

- **Founded:** 2012
- **Headquarters:** Charlotte, United States
- **Founders:** Booshan Rengachari (Founder and CEO)
- **Team size:** Approximately 250 employees; LinkedIn lists the company in the 201-500 employee range.
- **Products:** Finzly BankOS, Payment Galaxy, Account Galaxy, Digital Galaxy, Open Galaxy
- **Notable:** Selected as a participant in the Federal Reserve's FedNow pilot program., Won Finovate's 2020 Best Enterprise Payments Solution award., Raised a $10 million Series A led by TZP Growth Equity in October 2023.

## Products & services

- **Finzly BankOS** — A cloud-native, API-first operating layer that runs alongside bank cores and supports modular apps, open APIs, workflows, security and real-time accounting.
- **Payment Galaxy** — A unified payment hub and orchestration layer for ACH, Fedwire, RTP, FedNow, SWIFT and international payment flows.
- **Account Galaxy** — A 24/7 real-time ledger for deposits, virtual accounts, multicurrency structures, partner programs and tokenized assets.
- **Digital Galaxy** — Business, consumer and teller experiences for initiating and managing domestic, instant and international payments.
- **Open Galaxy** — Open APIs and a sandbox for embedded banking, onboarding, payments, deposits, virtual accounts, FX and accounting.
- **Trade Galaxy** — Foreign exchange and trade finance tools covering pricing, trading, risk, settlement, accounting, reconciliation and client experiences.
- **Agentic Galaxy** — Human-supervised AI agents embedded in payments, FX and virtual-account workflows to assist operations and resolve exceptions.
- **Token Galaxy** — Infrastructure for operating traditional and tokenized money across multiple issuers, chains and consortia from the BankOS environment.

## Achievements

- Selected as a participant in the Federal Reserve's FedNow pilot program.
- Won Finovate's 2020 Best Enterprise Payments Solution award.
- Raised a $10 million Series A led by TZP Growth Equity in October 2023.
- Reported that 2023 revenue growth doubled from 2022 while payment-platform volume grew by more than 400%.
- Received five industry awards in 2023, including Nacha's Best Parallel Core Technology and a Global BankTech award for payments-as-a-service.
- Helped Wings Credit Union launch an ISO 20022-native Fedwire implementation in four months in 2025.
- Completed AWS benchmarking of Payment Galaxy at transaction volumes modeled on the largest U.S. banks in 2025.
- Enabled Metropolitan Commercial Bank to retire its legacy ACH mainframe and move ACH processing to a cloud-native platform in 2026.

## Latest updates

- **2026-03** — Launched Token Galaxy to unify traditional and tokenized money movement across multiple issuers, blockchain networks and consortia.
- **2026-02** — Metropolitan Commercial Bank completed a migration to Finzly and retired its legacy ACH mainframe.
- **2025-10** — Introduced Agentic Galaxy, a suite of human-supervised AI agents embedded across payment and operations workflows.
- **2025-08** — Announced integration with Q2's Digital Banking Platform through the Q2 Partner Accelerator Program.
- **2025-04** — Completed AWS performance benchmarking for Payment Galaxy under high-volume conditions modeled on major U.S. banks.
- **2025-01** — Wings Credit Union went live on Finzly's ISO 20022-native Fedwire platform after a four-month implementation.

## Links

- Website: https://finzly.com/
- LinkedIn: https://www.linkedin.com/company/finzly/
- Twitter/X: https://x.com/finzly
- Facebook: https://facebook.com/finzlybanking/

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Profile page: https://yespress.io/finzly
Published by YesPress — https://yespress.io
Last updated: 2026-08-15