# Finix

> Finix is a San Francisco-based payments infrastructure company that gives software platforms, marketplaces, and retailers the tools to own their payments end-to-end. Built around a no-code/low-code PayFac-as-a-Service model and a developer-friendly API, Finix lets SaaS companies monetize payments, manage merchants, and route money across cards, ACH, and wallets without becoming a registered payment facilitator themselves.

- **Founded:** 2015
- **Headquarters:** San Francisco, California, United States
- **Founders:** Richie Serna (Co-founder & CEO), Sean Donovan (Co-founder)
- **Team size:** ~170 employees
- **Products:** PayFac-as-a-Service, Finix Payments API, Merchant Onboarding & Underwriting, Finix Dashboard, Payment Links & Payout Links
- **Notable:** Raised $205M+ in total funding across six rounds., Built direct connections to Visa, Mastercard, Amex, and Discover - a rare feat for a startup., Pioneered the 'PayFac-as-a-Service' category.

## Products & services

- **PayFac-as-a-Service** — Lets SaaS platforms monetize payments and stay close to their merchants without taking on the full regulatory burden of becoming a registered payment facilitator.
- **Finix Payments API** — A developer-first API for card and ACH processing, tokenization, recurring billing, payouts, and dispute handling.
- **Merchant Onboarding & Underwriting** — Automated KYC/KYB, risk scoring, and merchant lifecycle tooling for platforms managing thousands of sub-merchants.
- **Finix Dashboard** — White-label, configurable dashboard for transaction visibility, payouts, disputes, and analytics - usable by platform teams or merchants directly.
- **Payment Links & Payout Links** — No-code tools for collecting payments or sending payouts without writing integration code.
- **Omnichannel Acceptance** — Online, in-person, recurring, and mobile payments including Apple Pay and Google Pay through a single integration.

## Achievements

- Raised $205M+ in total funding across six rounds.
- Built direct connections to Visa, Mastercard, Amex, and Discover - a rare feat for a startup.
- Pioneered the 'PayFac-as-a-Service' category.
- Allocated 10% of every funding round to Black and Latinx investors.
- Reported processing 432 million transactions daily across the U.S. and Canada (2024).

## Latest updates

- **2024-10** — Closed a $75M Series C co-led by Acrew Capital, Leap Global Partners, and Lightspeed Venture Partners.
- **2023-11** — Partnership with Lunchbox to deliver enterprise restaurant payment processing.
- **2022-08** — Raised a $30M extension to its Series B led by Lightspeed.

## Links

- Website: https://finix.com
- LinkedIn: https://www.linkedin.com/company/finix-payments
- Twitter/X: https://twitter.com/finix
- GitHub: https://github.com/finix-payments
- YouTube: https://www.youtube.com/@finixpayments

---

Profile page: https://yespress.io/finix
Published by YesPress — https://yespress.io
Last updated: 2026-05-29